Why RXUSD? Most stablecoin protocols focus on issuing a single stablecoin. At STBL, we're building something different. STBL is the infrastructure layer for programmable stable assets. At its core, STBL consists of two primitives: • USST - principal-backed stable liquidity • YLD - yield ownership and management Together, these primitives allow yield-bearing assets to be transformed into flexible onchain money while preserving and managing the underlying yield through programmable treasury infrastructure. But the bigger vision isn't just USST and YLD. It's ESSs. Ecosystem Specific Stablecoins. RXUSD is the first ESS built on STBL and serves as the blueprint for what comes next. An ESS allows an issuer, ecosystem, protocol, DAO, institution, or community to create its own stable asset by leveraging STBL as a protocol-as-a-service. Instead of building a stablecoin protocol from scratch, issuers can deploy an ESS on STBL and customize how the stable asset operates, how yield is managed, and how treasury assets are deployed. This includes: • Custom vault structures • Custom collateral configurations • Custom yield strategies • Custom yield distribution models • Custom treasury management • Custom incentive frameworks • Custom compliance configurations In other words, every ESS can have its own monetary and treasury policy while benefiting from STBL's core infrastructure, security, liquidity framework, and future network effects. RXUSD demonstrates this model in practice. It is not simply another stablecoin. It is the first example of how ecosystems can launch their own stable assets and programmable yield economies on top of STBL. Why does this matter for STBL? Because every ESS strengthens the protocol. First, ESSs generate fees. A portion of the fees generated by each ESS flows directly into the STBL onchain treasury. As more ESSs launch and scale, protocol revenues increase. Second, ESS creation requires STBL utility tokens. Opening and maintaining ESS vaults, treasury systems, and ecosystem infrastructure will require issuers to utilize STBL utility tokens. Our long-term vision is to make ESS deployment entirely permissionless. Anyone will be able to establish a vault, configure their treasury framework, and launch an ESS by utilizing STBL utility tokens. This creates a direct utility layer for STBL while enabling ecosystems to launch and operate their own stable asset economies. Third, ESS growth creates value accrual. As ESSs generate revenue, those revenues can be directed toward treasury activities, including buybacks, rewards, ecosystem incentives, and other governance-directed initiatives. The result is a powerful flywheel: More ESSs → More Assets Under Management → More Protocol Revenue → Larger Treasury → Greater STBL Utility → More Demand For STBL → More ESS Deployments Over the course of 2026, we are lining up multiple ESS deployments across a range of markets and use cases. RXUSD is the first. It won't be the last. Our objective is to evolve ESS deployment from a bespoke implementation into a fully automated onchain monetary and treasury management system. Eventually, launching an ESS should be as simple as: • Locking STBL utility tokens • Selecting a yield strategy • Configuring treasury parameters • Defining compliance requirements • Activating a stable asset economy We're not building a stablecoin. We're building the infrastructure layer that allows anyone to create, operate, and scale money and yield economies onchain. RXUSD is the blueprint. ESSs are how STBL scales. Stablecoins were Version 1. Programmable monetary ecosystems are Version 2. Welcome to Stablecoin 2.0.

To our STBL community, We’re mindful that ongoing geopolitical tensions in the Middle East are affecting many - including members of our community and team. Our thoughts are with everyone navigating uncertainty during this time. The safety and wellbeing of our employees, partners, and community members remain our top priority. We stand in solidarity with those impacted and remain committed to supporting our community. Stay strong. Stay safe & look out for one another.

This is the real decentralization of stablecoins. STBL is the infrastructure for the next generation of money. We separate liquid settlement from yield generation - ensuring compliance while returning value to the ecosystems that generate it. By partnering with Hamilton Lane, Securitize, and OKX Ventures to launch an RWA-backed stablecoin on X Layer, we’re engineering how liquidity and yield are structured within digital capital markets. STBL - The Infrastructure Provides the Money-as-a-Service dual-token framework, enabling the creation of branded stable assets that separate settlement from yield generation. Hamilton Lane - The Asset Provides institutional-grade collateral via the Senior Credit Opportunities Fund (SCOPE), bringing private credit exposure to the stablecoin backing. Securitize - The Enabler Acts as the issuance and tokenization platform, enabling the feeder fund to exist compliantly onchain as a digital asset. OKX Ventures - The Backer Provides strategic investment to accelerate STBL’s mission. X Layer - The Network OKX’s EVM-compatible Layer-2 serves as the deployment environment, offering deep liquidity and seamless bridging. Hamilton Lane provides institutional-grade private credit exposure through the SCOPE fund, Securitize enables compliant tokenization, and STBL provides the underlying Money-as-a-Service architecture. Instead of relying on third-party issuers that retain most of the economic upside, X Layer introduces an Ecosystem-Specific Stablecoin (ESS) - shifting from renting liquidity to owning it. The yield generated by the underlying collateral is separate from the payment token itself. From a regulatory standpoint, the dual-token structure reflects the broader direction of stablecoin legislation. Recent proposals aim to restrict stablecoins from offering passive yield directly to holders. By separating the settlement asset from the yield component, the model aligns with compliance expectations while preserving flexibility for institutional use cases.

Continuous refinement mode. Dashboard layout chart clarity improvements now live on STBL Nexus. stblnexus.xyz Feedback welcome.

Institutional capital meets onchain infrastructure. Read how @OKX_Ventures, @hamilton_lane & @Securitize are partnering with @stbl_official to shape the next phase of RWA-backed stable assets with @XLayerOfficial coindesk.com/business/2026/0…

Stable asset infrastructure is now part of the core conversation! Great to see @rjvollono representing STBL alongside leaders from Visa, Mastercard, Aave & Kinexys at Digital Assets Forum.

Ghosted X for a bit. Not bearish just deep in infra, analytics, and cleanup work. Back online. Shipping again. #STBL

The GENIUS Act banned issuers from sharing yield. Now the Clarity Bill draft closes the remaining loophole by extending that prohibition to “Digital Service Providers.” This outcome was always inevitable. A yield-paying, widely accessible U.S. stablecoin is fundamentally incompatible with the existing banking system. If retail users could hold a risk-free digital dollar that directly passes through money-market or T-bill yield, deposits would drain from commercial banks at scale. That would contract bank balance sheets, constrain lending, and ultimately undermine the mechanics of fractional-reserve banking itself. Once you accept that premise, the policy direction becomes obvious. Regardless of how hard crypto firms pushed for “yield on stables,” regulators were never going to permit a product that competes directly with insured bank deposits while sitting outside the banking perimeter. The GENIUS Act was the first clear signal of that reality. The Clarity Bill simply formalizes it by ensuring the restriction applies not just to issuers, but to anyone acting as an economic intermediary. This isn’t primarily about consumer protection. It’s about protecting the structure of the financial system. Stablecoins are being allowed to exist, but explicitly as transactional instruments, not as yield-bearing savings vehicles. That’s exactly why @stbl_official was designed with this constraint as a first-principles input, not a regulatory edge case to be arbitraged. Principal and yield are deliberately separated. The stable unit is built to function as money: liquid, transferable, compliant, and non-yielding. Yield still exists, but it accrues to a distinct instrument, with a clear economic role, defined access controls, and appropriate regulatory boundaries. Trying to force yield into the stablecoin itself was always going to fail. The only sustainable path forward is to design systems that respect the immovable lines regulators have drawn, while still enabling capital efficiency, programmability, and innovation around them. This isn’t a surprise. It’s the logical endpoint of how modern banking works. The faster the industry internalizes that reality, the faster we can stop fighting the system’s physics and start building durable financial infrastructure.

Institutional stablecoin adoption has crossed the inflection point. What was once theoretical is now live, regulated, and scaling. At Binance Blockchain Week, STBL Co-Founder & Chairman @Reeve_Collins joined industry leaders on stage to discuss how regulatory clarity is unlocking the next phase of stablecoins - from speculative instruments to core financial infrastructure. Watch the full panel discussion on the forces shaping institutional adoption and the frameworks enabling Stablecoin 2.0.

Money is no longer just currency - it’s becoming code. And the institutions of tomorrow will run on it. Read more : blog.stbl.com/story-of-money…

. @ethereumJoseph joined @novogratz and @Reeve_Collins at @ADFinanceWeek for a "Bullish for Builders" panel. They explored how builders are shaping the future of finance and the bets being made now that could define 2026.

$STBL is playing the long game What we’re seeing from @stbl_official right now is exactly how a serious, future-proof protocol behaves in volatile markets: they protect the community, defend value, and avoid short-term decision-making that wrecks ecosystems. STBL just extended all token holdings through Q1 with zero tokens hitting the market, even though some technically vest. Why? Because stability > speed. Trust > hype. Longevity > shortcuts. This move: ✅ reduces supply-side pressure ✅ reinforces confidence during uncertainty ✅ aligns vesting with community interest ✅ keeps Stablecoin 2.0 on solid footing ✅ proves STBL is here to build, not pump and dump Meanwhile, behind the scenes they’re still grinding: – expanding collateral integrations – scaling USST minting – pushing CEX listings – growing ESS partnerships – refining Stablecoin 2.0 infrastructure STBL isn’t rushing announcements for engagement. They’re coordinating with institutions, partners, and market conditions to deliver durable, real value. $STBL is building for years, not cycles.

The Ecosystem Specific Stablecoins (ESS) Manifesto is now live. It outlines the architecture behind Stablecoin 2.0, Money-As-A-Service (MaaS), and the transition toward ecosystem-owned economies. Explore the vision and mechanics shaping the future of finance: cdn.stbl.com/files/ess-manif…

Money-As-A-Service (MaaS) gives Institutions what only central banks had before - control over their currency, their yield, and their economy.

STBL is preparing for the next wave of USST adoption. A strong foundation is what ultimately drives scale. After the overwhelming response over the past two months, our product and tech teams are focused on strengthening every layer of the STBL ecosystem. Here is the progress across our core pillars: Product: Designing and implementing the Tri-Factor model with incentivized dynamic mint and burn rates, flexible YLD burns and improved collateral unlocking. The Tri-Factor rollout begins in phases starting November 30. Infrastructure: Maintaining the highest standards has been the top priority. We continue to work with leading partners for security and reliability including Cyfrin and Nethermind for audits, Chainlink and Wormhole for oracles and bridging, and Hypernative for threat detection and risk monitoring. Collateral: Expanding integrations with high-quality RWAs to ensure sustainable value and long-term stability. USDY and OUSG are live, BENJI is currently in testing, and we are in the final stages of integrating additional private credit assets with one of the largest issuers globally. Utility Partnerships: DEX pairs and lending protocol integrations are in their final stages. These will undergo rigorous testing before mainnet activation. Minting: Progress on the above 4 key aspects forms the foundation for the next phase of minting. We remain on track with committed minting from investors, DeFi liquidity partners and private funds, all aligned with the Tri-Factor incentives and supporting ecosystem liquidity. ESS: There is strong momentum from payment providers moving toward MaaS. This shift is expected to significantly increase USST minting and drive ESS adoption across targeted ecosystems. This is the foundation we are building to scale sustainably and deliver long-term value to our community.

In the volatile world of digital finance, stablecoins must not just exist, they must endure. When you hear about price dips, it is crucial to distinguish between temporary market noise and true systemic failure. For USST, stability is not a goal; it is a fundamental design feature, ensuring it remains strong and resilient. Here is a powerful look at the mechanics that establish why USST’s peg is one of the most robust in the market, anchored by three critical pillars : blog.stbl.com/why-usst-peg-i…

Tokenized Real-World Assets (RWAs) are set to soar from $35B today to $2T by 2028, a 56× leap. As trillions move on-chain, the question isn’t why or how, it’s who. Who captures the yield? Who controls the minting? With Money as a Service (MaaS), STBL enables ecosystems to mint their own stablecoins by using tokenized RWAs as collateral. The innovative split-yield model ensures ecosystems own both their currency and the yield it generates. Learn more : blog.stbl.com/stbl-money-as-…

“If you’re not able to make this movement freely between the chains, you’re really left with the same world we had before.” At SmartCon 2025, DTCC Digital Assets CTO Dan Doney emphasizes interoperability as critical to enabling instant settlement across blockchains, highlighting Chainlink as key infrastructure that enables data and value to move securely across these chains ↓

🚀 STBL Nexus just got an upgrade! The dashboard now supports MFS v1.5 on BSC tracking live deposits, withdrawals, and active stakers across both MFS versions. More transparency. More data. Explore it now → stblnexus.xyz/mfs #STBL #USST #DeFi #Transparency

MFS v1.5 is now fully indexed on STBL Nexus @stblnexus Real-time deposits, withdrawals & user stats for both versions all transparent, verifiable, and public. stblnexus.xyz/mfs #STBL #USST #DeFi #Transparency #BUIDL