I’m 40. I grew up in East Cleveland. I started working when I was 12 building in ground pools. Became a heroin addict in my 20s. Got clean.
Monetarily: I have all three. I don't count other peoples chips and I live everyday like I'm already dead.
You create your own reality.
I am 52 years old. I have been working since I was 15 years old. I have no savings, no retirement, and will never own a home before I die.
And there is now a trillionaire.