At #NGP2026, @JeremyLight3 discusses evidence so far for the product-market fit of stablecoins, CBDCs, and tokenised deposits, in retail payments. Learn how stablecoins, CBDCs, and deposit tokens might remodel payments in Asia: 2-3 Feb, Manila lnkd.in/gg643BVy

49 countries euro zone ranked by real-time payments per capita jeremylight.substack.com/p/m… #realtime #payments

🇬🇭✨ @Onafriq - @papss_africa Official Launch ✨🌍 We are thrilled to share the highlights from the official launch event of the innovative cross-border payment service by Onafriq and PAPSS, held last week in Accra, Ghana. The event was a resounding success, featuring insightful discussions and presentations. Our CEO, Mike Ogbalu III, delivered a compelling speech, emphasizing the transformative journey towards seamless financial transactions across the African continent. Thank you to everyone who attended and contributed to making this event a success. #PAPSS #Onafriq #CrossBorderPayments #FinancialInnovation

📢 PRESS RELEASE: @papss_africa & Interstellar Inc launch PAPSS African Currency Marketplace Pan-African Payment & Settlement System - PAPSS, in collaboration with Interstellar Inc. has launched the PAPSS African Currency Marketplace (PACM) — a bold step toward a borderless African economy. Marketplace empowers businesses with real-time, cheaper and more transparent currency exchange, accelerating the African Continental Free Trade Area (AfCFTA) vision. 🔗 Full press release here: lnkd.in/eiUTH6Ub For more information on marketplace, visit marketplace.papss.com #PAPSS #PACM #AfCFTA #AfricaTrade #CurrencyExchange #payment #Africa #crossborderpayment

Pan-African card scheme launches finextra.com/newsarticle/462…

So Young: M-PESA's 18th birthday - a guest blog by Jeremy Light bit.ly/3R06Buq

All commercial bank deposits are created as credit. Forget tokenised deposits, stable coins and CBDCs - to support today’s monetary system new forms of digital money should be based on tokenised commercial bank credit. #digitalmoney

Remarkable how U.K. IPO market has dried up. Tragic.

The European Commission prefers to Make Bureaucracy Great Again and Again and Again.

Learn more about debts and deficits in our recent update by @AtlasPulse bytetree.com/research/2025/0…

Last year, the UK government raised £1.1 trillion from taxes but spent £1.22 trillion. The taxes mainly come from income tax, national insurance, VAT, and corporation tax. Most of the spending goes to health, pensions, social security, education, and defence. The difference between what the government receives and what it spends is the surplus or the deficit. In 2024, the UK spent more than it received, and so there was a £122 billion deficit. In Switzerland, the government spent less than it received and had a modest budget surplus. If a government has deficits year after year, they soon add up. The UK now has a national debt of £2.8 trillion, which is often shown as a percentage of the economy. The UK GDP was roughly £2.54 trillion last year, so the debt has grown to a size that is slightly larger than the economy.

stablecoins - almost exclusively USD, have driven crypto trading which in turn has driven stablecoin usage. This usage is flowing into retail, which will grow and grow. #stablecoins #retailpayments #wholesalepayments jeremylight.substack.com/p/s…

Happy #Content #Christmas! The #UK will spend £680m on #Subscriptions, almost 12 million subscriptions, this festive season. How much would that be if you could apply pay-per-use? Learn more: bit.ly/4fVhJDr #FourDotPay #4DotPays #ContentCreator #CreatorEconomy #Creators

If renewables were cheaper, they wouldn't need over £11bn in subsidies every year, £2.5bn on grid balancing, £1bn rising to £4bn on the capacity market, nor >£10bn/yr spending to expand the grid.

Energy Ombudsman welcomes electricity bills going through the roof. The organs of the state are broken.

I have always wondered how my electricity supplier claims it supplies 100% green electricity when a. None can be generated on a night with no wind b. The national grid takes supplies from all sources with no way to filter green supplies to homes It’s just egregious greenwashing

DIGITAL EURO. THE DANGERS OF CBDC youtu.be/eJKSFNhfZhM?si=5bUI… via @YouTube

More wind generation this morning, over 15GW, which has pushed system prices negative. The wind output has literally less than zero value. Yet, we're still importing 3GW from France. Welcome to our crazy electricity system.

From Free to Fee! Why #Newsletter #Writers should consider Pay-Per-Use: bit.ly/3AWnBx8 #FourDotPay #4DotPays #ContentCreator #CreatorEconomy #Creators