Can you save an extra $2,000 per month? Most people assume a financial planner’s main job is picking investments. For some planners, that’s true. But real financial planning is holistic. It’s about gaining full clarity on your financial picture: cash flow, taxes, insurance, debt, lifestyle, and goals. Then, obtaining the right knowledge to make better decisions. When you do that, the results are often massive. Increasing your savings rate by even $1,000–$2,000/month usually creates far more wealth over time than squeezing out an extra 1–2% in investment returns. Behavioral change increased savings is a powerful combination.

This is occurring a lot more than you may realize. That high income could actually be more dangerous if you’re relying on it for your lifestyle than if you had a lower income.

Your unconventional path might be the reason you stand out in tech. Next Thursday, @roxyrodriguezbecker sits down with @jamesqquick on Laid Off Lounge to talk career pivots, building in public, teaching what you know, and growing through uncertainty. If you’re navigating a transition or trying to figure out your next move, this conversation is for you. 📅 June 18 · 1:30PM EST 🔗 RSVP: buff.ly/5NrRMup #techcommunity #javascript #careergrowth #jobsearch

I don’t think these studies matter when it comes to your lived experience. There is not really a benefit to saying this person does more or less in general. In my opinion, it’s more important to communicate with your significant other the expectations and how you’ll support each other as the demands of life increase. My wife and I have sworn we do more than the other at certain points and we can point to different data points, but no one won those arguments. When we’d finally refocus and approach the conversation as a team we recognize the value and agree we both need support at various times and what that support looks like. Life and marriage is fun for us because we are on the same team and our each others biggest fan.

lets talk about the unspoken cost of developer relations~ ima make a thread!

First speaking event since I landed in SF. Come hang out!

Not new news, but a great reminder that you’re going to be the one who needs to put your future needs first when it comes to retirement. Especially, high earners, since social security will only replace a fraction of your income even if it wasn’t reduced.

Would anyone be up to reviewing my resume? I’ve never formally job searched before and just have no idea if it’s good. All my jobs have come through connections and networking, but I’m in a pinch now and need to spray and pray.

This is exactly what got me into discovering financial planning. I knew my parents didn’t know this, but I didn’t expect I’d be teaching 401ks and employer stock to my coworkers at a bank that were 20-30 years older than I was. I’m really proud of the educational component of my financial planning process and it’s also why I still create content even though I don’t need new clients.

18 months of work Countless revisions Sleepless nights In just 3 HOURS, "The Developer's Guide To AI" is officially live everywhere! I just wrapped up the book website & I'm so hyped with how it turned out. Check it out and let me know what you think! developerguide.ai/

Hope they’re always friends

Practicing what I preach. 😆 As my family adjusts to a drop in income (though not as insane as going to $0 when I first launched Level Up Financial Planning), we’re focusing on maximizing value rather than just cost-cutting. There are low-value expenses that are easy to cut, but one thing that remains a high-value expense to my wife is her ☕️ 🤣 We’re also big on experiences and travel, so how can we get the most value from those while cutting costs where possible? I love the challenge and the refresher on being more intentional with our resources. Much of my coaching and client discussions have been similar to our own decisions and preparations for this next challenge/opportunity.

Kids have another Rocky Mountain National Park hike under their belts. About 6 miles total. Like always, they were by far the youngest ones on the trail and got a lot of compliments.

Brutal. Half an hour at a park full of people and $0 in sales. I feel so bad for my kids. 🤣

A line full of kids but parents keep saying no.

Only got 4 hours sleep stressing about the kids lemonade stand 🤣 Haven’t had nights like that in quite a long time. 4 shot latte day!

I’m having impostor syndrome for my kids lemonade stand. Is $5 too much for an 18 oz cup of fresh hand squeeze lemonade?

Join us on June 5th at 12pm PT/3pm ET x.com/i/spaces/1qKVmmwDEWYxB

“You have to be visible” @Brii_toe_knee is sharing how the acquisition of her startup came to be, but I feel like this is a general life sight. Do the work, show up, and the right people will take notice.

Junior devs (and honestly a lot of seniors) are unsure how to stand out and get jobs in the AI era. IMO, the #1 skill for devs today is communication. The developers who win will be the ones who can clearly explain what happened when things break. Agree or disagree? 🫵