We’ve just raised $175M in a round co-led by @paradigm, @a16zcrypto, and @RibbitCapital. And this is the largest raise in DeFi history. The current financial system is broken. Access to capital still depends on where you live, who you know, and which intermediaries are willing to trust you. The only way to fix that is to build a new infrastructure, and that’s @Morpho. Moving trillions to a completely new infrastructure requires an enormous amount of energy, conviction, and resources. This is why we raised. This moment also lets us take a step back and appreciate Morpho's growth throughout the years, from a project started by four students to being integrated with the world's leading financial institutions. I’m incredibly proud of the way we scaled: consciously, staying aligned as co-founders (perhaps not on whether butter should have salt in it or not, but that's another story), 100% focused on Morpho and nothing else, and growing the Morpho team into one of the best (if not the best!) and most principled teams building in DeFi. In the months ahead, a big part of the work will be bringing Morpho to more teams and institutions: better integrations, better onboarding, better support, and a stronger go-to-market overall. If we do our job well, the long-term outcome is clear: Morpho becomes the open credit network for the world, embedded into every financial institution, and changing the financial system for the better. 🦋

We just had an offsite to gather the full team in person. I feel genuinely happy and a little bit proud that we built such a team together over the past 5y now: a team with members who are open, kind, passionate and love to do great work. I'm confident Morpho is going to have a major positive impact on this planet. Higher 🦋

Already 90m deposits in Coinbase high yield earn product on @base (30m from CB users) in 1 day. Nice collab between @coinbase, @SteakhouseFi & @ethena. The DeFi mullet keeps growing.

For those who are wondering, yes we do hire at @Morpho at the moment! Go to: morpho(.)org/jobs#jobs-list

wake up europoooors $EURCV from @SocieteGenerale is taking off on Morpho.

Spent the last 2 weeks at the Morpho office in NYC. The energy there is growing like crazy as we onboard new members. I see in-person presence as insanely valuable for culture, alignement but also to learn faster. Serendipity is at prime max when people can bump into each over, have lunch together, etc. I really want to push this for any office we open. PS: dont wonder what's in the fridge it's 99% protein shakes.

can testify he was not kidding 🤯

TLDR of @Vault__Summit at @NYSE.

why not?

This one is a big @deel! In markets like Argentina, a salary paid in local currency can lose 20 to 40% of its value in a single year. Deel contractors in Latin America can now hold their earnings in a dollar-backed balance and have rewards accrue automatically, powered by @Morpho. This is what Morpho’s infra is built for: real-world use cases that positively impact someone’s financial life!

There’s people you can clearly see the level of intensity and care they put in their work. Oliver is part of those. Glad he’s joining us to tank the insane demand from integrators!

Is that american croissant? 🥐

I've been discussing my learnings on sports over the past few weeks so decided to share them more broadly. I got back to sport more seriously 2y ago, after doing it only once or twice a week at most. During university I was doing much more, but within a framework (coach, structured training, etc) as I tried to become a fighter pilot (which failed obviously, else i'd be flying in a Rafale rn instead of writing twitter slope). Now I don't have any coach so I'm figuring out thing by myself. Below are my learnings with a lot of trial and errors: - I was doing too many intense workout per week. I started doing crossfit because i wanted to feel again the intensity of sprint sessions i was doing during uni. The intensity of crossfit WOD is pretty high and it's hard to recover well if you doing this type of workout 4x a week. I've stopped doing such crazy loads because it was actually impacting my energy overall. - If your body does not recover, you wont improve as fast. If you are like me ie someone who does not really know when to stop; more training does not equate better performance. Recovery is part of the training. Especially, passed a certain threshold you increase the chance of injuries which happened to me last december. I could not much training for 2/3 months which basically reset a big part of the gain i had over the past year. - Professional athletes can do much more intense workout because they spend a lot more time doing recovery, they have physical therapist to help them, they have coaches, etc. This is the part you dont really see on socials. Thinking you can only do the intense part without the recovery one is wrong, so if you cant spend that amount of time on recovery like myself you should do less intense stuff. - I've realized that gym bros got something right; having muscle it's not just fancy, it makes you healthier, prevent injuries and prepare you for when you'll get old. After 30 you lose 3 to 5% of muscle per decade if you do nothing, 10 to 15 after 50... If you do nothing about it you wont have the strength to move yourself. This is the beginning of the end (really, just look at your grand parents). - Hence, strength sessions should be part or the training for any sport IMO. It trains the neglected muscle that are actually important to avoid injuries, imbalance, help support your daily life, etc. Dont overlook this. - Running 2 or 3 times a week intense workout puts a heavy load on joints if done with intense workouts in //. It's better to reduce to 2 with only one interval training and complement with zone 2 workout using bike, skierg, rower if you still want to maintain a high cardio volume. - I have a really hard time to listen to what my body tells me. When you're body tells he's tired. LISTEN TO IT. This one is pretty hard for me but it's perhaps the best advice I have. - Your body does not really make the difference between daily life & job stress and workout stress. Both adds up. This is another reason not to overload you with too much intense workouts. - If you do want to do it, you'll need to cut stuff for sure: no drinks, no junk food, good and consistent sleep, etc. - Doing sports is fun, healthy & rewarding. It had helped me a lot keeping a joyful mood every day and staying sain. If you start your day with a workout and a 10/10 event happens that's fine, you at least did something cool! I've recently adapted my training to: - 2 strength sessions (lower & upper) -> reinforce strength also i feel this is a type of session i recover very well from - 1 or 2 hyrox style sessions max (read high intensity workout) -> improves specific movements and training under fatigue - 1 threshold running -> improves max running perf - 1 or 2 zone 2 cardio (chill, can be run, bike, row, skierg or a combination of all) -> improves basic endurance - 1 rest day / mobility -> recovery Since those changes, I've noticed: - I have much more energy - I feel that i'm less likely to hurt myself - Since doing strength sessions i've notice real improvements in intense workouts as a side effect PS: those learnings might not apply to you. I dont have children, nor other family responsibility. I've cut a lot of things so i can focus only on Morpho. Sports and readings basically being the only 2 stuff i'm doing outside of it that I think make me a better person.

Great recap on how the US payment system works. What we're seeing is the move toward wallet and stablecoin based infrastructure to replace legacy parts of the system. The natural next step is to use onchain native credit network to provide faster settlement and cheaper rates. This is where Morpho is gonna play a huge role in this transformation.

After a month of launch, there's > $50m of active loans against $PRIME from @Figure. The demand to borrow against RWA is already there, Midnight is going to bring that to another dimension. 🕛

APAC market is waiting for one thing only: more Morpho presence. Join our DeFi Desk killers @maccanomics and @talkintokens to sustain growth there, with @shanandwater on the ground.

Morpho is now integrated into @Trezor, enabling their 2m users to access native stablecoin yield. Another example of the DeFi Mullet in action: you don't need extensive DeFi experience to use the product, you can just connect through the Trezor interface you already use and have easy access to yield services, powered by Morpho's credit network.

click -> open -> star ⭐️

We just released the Morpho Midnight whitepaper. Fun fact: back in 2021, Morpho's yellowpaper was pretty much used by the whole core team as our end of year student project to help us pass our exams (ty @MathisGD_ without you we would still be at school) From a student project, we've come a long way, and the release of Midnight will change everything for onchain lending 🦋

my pov: -> security is cat and mouse game. always has been (check early internet days) -> security holes were already there, it's just became cheaper to exploit -> it will become cheaper to fix as well -> security tools are going to catch up very soon -> most recent hacks are opsec related not SC related ( @flipdazed pulled the numbers recently) -> we need to level up on opsec :for sure: -> we see noncustodiality and risk isolation has 2 key very important design choice to limit hack impacts -> more LOC = larger attack vector so simplicity is paramount -> i've never seen a more exciting time to build stuff than today