Notabene is the trust layer for global crypto money movement, powering the largest Travel Rule-compliant transaction authorization network.

Joined January 2020
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Have you downloaded our playbook for payment providers navigating the GENIUS Act? We've mapped out the nine layers of infrastructure required for compliant B2B stablecoin payments and where PSPs, custodians, on/off ramps, and orchestrators each might have gaps. tl;dr - the bottom of the stack (custody, settlement, routing) is commoditizing fast. The top of the stack (trust, compliance, authorization, reconciliation) is where the differentiation and true enterprise value lives.
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Download the full US Stablecoin Payments Playbook for free โ†’ notabene.id/reports/the-us-sโ€ฆ

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๐Ÿšจ ๐ŸŽ™๏ธ One day to go - are you registered? ๐—™๐—ฟ๐—ผ๐—บ ๐—ง๐—ฟ๐—ฎ๐—ป๐˜€๐—ถ๐˜๐—ถ๐—ผ๐—ป ๐˜๐—ผ ๐—ง๐—ฟ๐—ฎ๐—ป๐˜€๐—ณ๐—ผ๐—ฟ๐—บ๐—ฎ๐˜๐—ถ๐—ผ๐—ป: ๐— ๐—ถ๐—–๐—” ๐—š๐—ฟ๐—ฎ๐—ป๐—ฑ๐—ณ๐—ฎ๐˜๐—ต๐—ฒ๐—ฟ๐—ถ๐—ป๐—ด ๐—˜๐—ป๐—ฑ๐˜€๐—” ๐—ป๐—ฒ๐˜„ ๐—ฐ๐—ผ๐—ป๐˜€๐˜‚๐—น๐˜๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ผ๐—ฝ๐—ฒ๐—ป๐˜€, ๐—ฎ๐—ป๐—ฑ ๐˜„๐—ต๐—ฎ๐˜ ๐—ฐ๐—ผ๐—บ๐—ฒ๐˜€ ๐—ป๐—ฒ๐˜…๐˜? On June 11, join Notabene for a live discussion exploring an important moment in European crypto regulation. As the EU's MiCA grandfathering period comes to an end and the European Commission opens a new targeted consultation on the future of MiCA, crypto firms face critical questions about compliance, supervision, stablecoins, DeFi, and the next phase of regulation. ๐Ÿ“… June 11, 2026 ๐Ÿ•‘ 2:00 PM BST / 3:00 PM CEST notabene.id/webinars/from-trโ€ฆ
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This is the lens we use for every infrastructure decision we make at Notabene, and why we built #NotabeneFlow on an open protocol from day one.
A payment network that only works between customers of the same platform isn't really a network. It's a feature.
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Notabene retweeted
A payment network that only works between customers of the same platform isn't really a network. It's a feature.
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Today, customers of hundreds of regulated institutions can now complete #NotabeneFlow payments directly from accounts they already use. No new integration, no separate onboarding. 2,000 institutions, 100 jurisdictions. Open by design.
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We launched #NotabeneFlow last September as the first open stablecoin payment network for B2B. Hundreds of institutions are now live across 100 jurisdictions. The thing we keep coming back to: the hard part of stablecoin payments isn't settlement. It's everything before and after โ€” authorization, counterparty verification, and making sure the invoice context actually travels with the money.
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That's why Flow is built on TAP, an open protocol no single company controls. A payment network that only connects customers of the same platform isn't a network, it's a feature. The institutions on Flow today compete with each other everywhere else in the stack, but they share a network because authorization and compliance work better when they're not locked to any one vendor's ecosystem. DM us to get onboarded.
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B2B stablecoin payments grew 733% YoY according to the latest from McKinsey/Artemis โ€” and that's not just trading volume, that's actual invoices and vendor payments. If you're a payment provider whose customers already do B2B billing, the question isn't whether they'll want stablecoin options, it's whether you'll be the one offering them.
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We talk to providers every week who are preparing for this. The ones not yet offering stablecoins are stuck stitching together custody, compliance, and settlement from scratch. The ones already there are finding that push payments commoditize fast. We've learned that the real value is in B2B billing where every payment is authorized before it settles and the invoice context travels with the money. That's what we built #NotabeneFlow for. DM us to get onboarded.
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This week @SoFi launched SoFiUSD โ€” the first bank-issued stablecoin on a public blockchain, 1:1 redeemable for USD, built into their core banking app. This is essentially @PelleB's stablecoin/fiat thesis in action: stablecoins are just fiat in a different form factor. 15M people, 24/7/365 money movement. Congrats to a Notabene customer on another huge step forward for digital assets in the US ๐Ÿ‘
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Say โ€œhiโ€ to SoFiUSD (SoFiD) ๐Ÿ‘‹ The first stablecoin issued by a U.S. national bank and redeemable 1:1 for cash or cash equivalents. Rolling out now, itโ€™s built for how money moves today: fast, flexible, 24/7.
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Most stablecoin payments today are actually a fiat-stablecoin sandwich. They start on a fiat rail, cross through stablecoin infrastructure, and land back on fiat on the other side. The compliance context doesn't disappear at the on-ramp โ€” it needs to travel with the payment. Making that work across institutions that don't trust each other is a network problem, not a tooling problem. @PelleB digs into this on @utila_io's Stablecoin Builders Series. More clips coming soon.
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Fresh off @thestablecon last week, @PelleB put to paper a few reflections on his panel discussion. Worth a read.
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Great week at @thestablecon EMEA ๐Ÿ™Œ A highlight for us was @PelleB making the case for killing the stablecoin sandwich. Today, most cross-border stablecoin payments are still fiat โ†’ stablecoin โ†’ fiat. It works, but the additional (often hidden) operational overhead chips away at the overall efficiency and cost. It's time to start peeling layers off. Go open-faced, go full keto โ€” less "bread", less complexity. It's why we built #NotabeneFlow โ€” so stablecoin payments have infrastructure to natively carry context: invoicing, counterparty verification, payment terms, and more along with every transaction. We're getting closer as an industry every day, its time to keep building in the direction of the future, not double-down on today's existing models. Cheers to the Stablecon team, @sytaylor (@tempo), @TylerSherwin (@BVNKFinance) and @TeddHuff (@FTConfidential) for a great conversation.
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Tomorrow, @pelleb will take the stage at @thestablecon EMEA along with @TylerSherwin (@BVNKFinance) and @sytaylor (@tempo) in a conversation moderated by @TeddHuff (@FTConfidential) to discuss ๐˜’๐˜ช๐˜ญ๐˜ญ๐˜ช๐˜ฏ๐˜จ ๐˜ต๐˜ฉ๐˜ฆ ๐˜š๐˜ต๐˜ข๐˜ฃ๐˜ญ๐˜ฆ๐˜ค๐˜ฐ๐˜ช๐˜ฏ ๐˜š๐˜ข๐˜ฏ๐˜ฅ๐˜ธ๐˜ช๐˜ค๐˜ฉ. The topic is ripe for some spicy takes๐Ÿ”ฅ We'll share insights and clips from the conversation afterwards, so stay tuned ๐Ÿ‘€
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๐Ÿš€ ๐—›๐˜‚๐—ป๐—ฑ๐—ฟ๐—ฒ๐—ฑ๐˜€ ๐—ผ๐—ณ ๐—ฟ๐—ฒ๐˜€๐—ฝ๐—ผ๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€ ๐—ฎ๐—ฟ๐—ฒ ๐—ป๐—ผ๐˜„ ๐—น๐—ถ๐˜ƒ๐—ฒ ๐—ผ๐—ป ๐—ก๐—ผ๐˜๐—ฎ๐—ฏ๐—ฒ๐—ป๐—ฒ ๐—™๐—น๐—ผ๐˜„ Weโ€™re excited to share an important milestone for #NotabeneFlow... Weโ€™ve now activated our existing network of Notabene customers as eligible payment responders, making Notabene Flow available to anyone paying with a hosted wallet through our extensive global network of institutions. #open #stablecoin #payments #network
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New post from @PelleB on how he's thinking about the current (and future) state of the "stablecoin sandwich" payments model. If you're in Amsterdam next week for @stablecon, DM us to meet up and discuss what we've built with Notabene Flow to address the shortcomings of the stablecoin sandwich.
The stablecoin sandwich is just correspondent banking on different rails. Same bilateral agreements, same pre-funded positions, same corridor-by-corridor expansion. The costs don't disappear - they shift. I wrote a piece about how we got here and what I think we should be building towards instead ๐Ÿ‘‡ Looking forward to the conversation on "Killing the Stablecoin Sandwich" at @thestablecon EMEA with @sytaylor and @TeddHuff next week in Amsterdam - will see some of you there.
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