Real estate consumer advocate, rewarding DIY homebuyers & sellers w/ moneysaving menu since 1995. Compare buyer agent rebates to Redfin, propose your own fee

Joined April 2007
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CROWDSOURCING: Want to deconstruct significance of Pope Leo’s encyclical on AI? It’s not focused on the #SpiritualHome, rather it opens the opportunity to discuss systemic change across multiple dimensions what Real Estate Cafe has called the home in 8 dimensions or #Home8D
I was born into a sternly Presbyterian culture. Politically, I’m more Orange than Donald Trump’s skin tone. But today I am on my knees giving thanks to the Pope. He has produced the most powerful political document of the year, taking on the greatest challenge of our times. His first encyclical, Magnifica Humanitas, deals with the changes which will be wrought to all our lives by artificial intelligence in the months and years ahead. AI will transform our economies and societies massively and irrevocably; it will change what it means to be human; it may even mark the end of humanity itself. If it takes the Pope to alert us to this revolution then perhaps the Reformation wasn’t such a good idea after all. ✍️ Michael Gove Article | spectator.com/article/the-po…
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Pope Leo and other Christian thinkers have captured the gravity of the AI revolution in a way that many secular thinkers have not, @Tyler_A_Harper argues. theatlantic.com/culture/2026…
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Zillow is forecasting home price declines across many U.S. metros through April 2027. The question isn't whether America has a housing shortage. The question is whether buyers can afford the monthly payment. We live in a payment economy. When rates doubled, affordability got crushed. Now inventory is rising, migration is slowing, and sellers are competing for a smaller pool of qualified buyers. The house didn't change. The payment did.
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CROWDSOURCING: #NAREE2026 Coming up on 1st anniversary of this landmark court decision. Any real estate journalists looking at whether #MLSpinSettlement has delivered changes in the housing market? Lower transaction costs? More money-saving brokerage options? Buy or sell side?
MLS PIN deal approved after long-fought battle with DOJ dlvr.it/TLH4pB #realestatenews #realestate
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Most agents focus on the outer home, @RealEstateCafe takes a holistic approach to homebuying. We watch multiple factors that could impact housing prices & quality of life Think AI will impact: Global home Digital home Financial home Spiritual home too?

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Hawaii just enacted a law that effectively neuters Citizens United. Montana could soon follow suit via a ballot referendum. Here's what you should know about the plans to get Big Money out of politics — and how they could be replicated where you live.

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Seven in ten Americans say they're frustrated or angry with the Trump administration's approach to the economy, according to a new @CBSNewsPoll. 65% say Trump's policies are making the economy worse, at least in the short term, and only 27% say they approve of his handling of inflation.
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BREAKING: Michael Burry says the market today feels like 'the last months of the 1999-2000 bubble'
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BREAKING: In a stunning moment, Fed Chair Jerome Powell just directly warned that the Trump induced rise in gas prices could cripple our economy. Wow.
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A record 55% of Americans say their financial situation is worsening. So what are trump and Republicans focused on? -$400 million trump ballroom -Massive arch in DC to honor trump -Putting trump’s face on U.S. passports NOVEMBER IS COMING
A record 55% of Americans say their financial situation is worsening, with many expressing anxiety about covering monthly bills and making minimum credit card payments, according to a new Gallup poll. cbsn.ws/4cTXrdt
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I can’t believe it. This is absolutely insane. We are currently in uncharted territory.
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Pete Hegseth has cut ALL educational funds for active-duty service members at Harvard and Princeton (despite him attending these schools) in favor of Christian-affiliated colleges. Our service members deserve the support they need to finish their studies, regardless of which school they attend or their religious beliefs. I’m again calling for Hegseth’s resignation on the grounds of limiting academic freedom and disregarding the separation of Church and State.
WARRIORS FIRST: Hegseth cuts 93 military fellowships at Harvard, Princeton, replacing them with Hillsdale and Liberty University. New schools were selected for "intellectual freedom" and limited ties to foreign adversaries. Hegseth holds degrees from both Princeton and Harvard's Kennedy School. foxnews.com/politics/hegseth…
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CROWDSOURCING: What's happened to housing market during Trump's two previous impeachments? Fellow real estate agents, aka #RESages, think we're headed for long overdue price correction? What signs/metrics are you following in locally to assess whether housing market is dying?
President Trump’s ultimatum that “a whole civilization will die tonight” drew condemnation across the political spectrum and intensified an open debate about his credibility, morality and sanity. wapo.st/4txEljR
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Since 1995, taken holistic approach to real estate - the home in 8 dimensions Inordinate focus on Outer Home & Financial Home can lead to wealth hoarding Listen to what Pope Leo says about Global Home & Spiritual Home Know about the church's teaching on the Social Mortgage? DM
Wow… a powerful homily by Pope Leo in Monaco, criticizing those who gorge themselves on power and money, leaving their neighbors in misery and sorrow.
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US housing market demand is collapsing: US new home sales fell -17.6% MoM in January, to 587,000 units, the lowest since 2022. This marks the largest monthly drop since July 2013, far worse than the -2.7% expected. YoY, sales fell -11.3%, the worst annual decline in 3 years. The Northeast was hit hardest with sales plunging -44.7% MoM, followed by the Midwest at -33.9%. Furthermore, the median new home price fell -6.8% YoY to $400,000, the lowest since 2024, bringing the 3-month average down to ~$410,000, the lowest since 2022. Meanwhile, mortgage rates have jumped 33 basis points over the last 2 weeks, to 6.43%, the highest since September, marking the largest 2-week increase in nearly a year. Higher interest rates are back.
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Sam Altman told the world exactly what skills will matter when AI takes over 30 to 40 percent of the global economy. He was asked what his own kids should do to survive it. His answer was surprisingly human. He said the single most valuable thing anyone can build right now is the meta-skill of learning how to learn. Not a degree or a certification but the raw ability to adapt when everything around you changes. He also said learning to understand what other people actually want and building useful things for them will be more valuable than almost any technical knowledge. That skill has never been automated and is not close to being automated. He said human creativity and the desire to express it are, in his words, limitless. Every major technological revolution increased the demand for creative, curious, and socially intelligent people, not decreased it. The Industrial Revolution is the clearest parallel. Machines replaced physical labor and people were terrified. The next generation took those machines and built industries, art forms, and institutions nobody had conceived of before. The people who thrived were not the ones who competed with the machines. They were the ones who learned to direct them toward something new. That dynamic is already playing out right now with AI. The practical implication is this, depth in a single rigid skill is becoming less valuable. The ability to move across domains, pick up new tools quickly, and apply judgment in ambiguous situations is becoming more valuable. Altman also pointed to something most career advice ignores entirely, learning how to interact with the world, build relationships, and earn trust from other people. Those are things AI can simulate but cannot replace. The honest opportunity in this moment is not to outrun AI. It is to focus on the things that make you irreducibly human. Curiosity, judgment, empathy and the ability to ask the right question before anyone knows what the right question is. The people who will matter most in an AI-driven economy are not necessarily the ones who understand the technology deepest. They are the ones who can figure out what the technology should actually be used for. Altman has spent his career betting on human potential in the face of technological disruption. Based on every historical precedent, that is still the right bet to make.
Mark Cuban just delivered the most important career warning of the decade. There are 33 million businesses in America right now. Almost none of them have an AI strategy. @mcuban has been saying it out loud for months. The companies that will dominate the next ten years are not the ones with the biggest tech budgets. They are the ones that figure out agentic AI first. Here is what agentic AI actually means. It is software that sets its own goals, takes its own steps, and finishes entire jobs without a human pressing a single button, The businesses that need it most have no idea it even exists. Cuban is not talking about Google or Microsoft. He is talking about the HVAC company on your street, the bakery downtown, the law firm with twelve employees. Those businesses are running on spreadsheets and gut instinct right now. Meanwhile, the technology to replace their most expensive, most repetitive work costs twenty dollars a month. Cuban told students directly, pick up Python, get inside Claude, learn how these agents work. Because thirty-three million small businesses are about to desperately need someone who can walk in the door and build this for them. He compared it to his own story at age twenty-four, walking into businesses that had never seen a PC and showing them what a computer could do. That moment minted a generation of millionaires. This moment is that again.
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#RECALL: How many of 650-700,000 sales across MA over nearly a decade (12/17/16 & 9/29/25) will result in a payout in #ClassActRE lawsuit settled last year? Official deadline to file a claim was 12/15/25 but LATE FORM posted on MLSPinSettlement.com Q’s? Call (833) 933-6273
Heard @marealtors on @WBUR? Much to say about that & #MLSpinSettlement - massive #ClassActRE lawsuit vs #RECartel Claim deadline for 650-700,000 sales across MA (12/17/16 & 9/29/25) is Mon 12/15/25 Paltry payouts pale by comparison to payback in future bit.ly/MLSpinDeadline_Linked…
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Asked Grok about lack of visibility on #MLSpinSettlement class action lawsuit & go this response: See 1 of 2: bit.ly/47tdsoB Follow-up: Late claims might be accepted on a discretionary basis for good cause Download LATE CLAIM form & mail ASAP: bit.ly/LateClaimForm_MLSpin

#RECALL: Why @BostonGlobe & @WBUR media buzz when @MassGovernor signed broker fee ban that requires whoever engages rental broker to pay their fee Why no coverage of MLSpinSettlement.com claim deadline 12/15/25 when similar realignment coming on sales? bostonglobe.com/2025/07/02/b…
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