We didn't reinvent the wheel.
We asked a different question: what's missing on top of the infrastructure that already works?
Proven DeFi yield protocols already existed. Morpho and Aave had already processed billions, been audited, and earned their track record. We just saw an opportunity to put them to work in a way that hadn't been done yet.
Your collateral goes onto those protocols. Your unused borrow capacity gets deployed into low-risk yield. That yield pays down your loan. Automatically.
No manual rate hunting. No watching liquidation thresholds. No managing multiple positions across protocols.
That's the consumer app we're building. Not new rails. The existing ones, finally made simple enough that you can take a loan and sleep well at night.