@ellenroseman profile picture
Ellen Roseman @ellenroseman

Consumer advocate. Journalist. Podcaster. ellenroseman.com, authory.com/EllenRoseman. Instructor @UofTscs. I tweet about money & consumer rights.

Joined December 2008
  • Tweets 15,488
  • Following 3,646
  • Followers 10,556
336 Photos and videos
nationalpost.com/news/how-to…

Canadians could get slice of $11 million in CIBC settlement. Here's how to check if you're eligible

nationalpost.com
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Trump Faces ‘Epic Fury’ from MAGA Over Iran 📷 "Epic Fury" is the name the Pentagon has given to President Donald Trump's operation against Iran. It also risks becoming the political outcome. Large-scale force plus regime-change language—is exactly what Trump’s own movement has spent years describing as one of the original sins of Republicanism from the George W. Bush era. The question isn’t whether MAGA is pacifist. It’s whether Trump has started the one kind of conflict that makes his base feel cheated: a Middle East intervention that risks becoming bigger than advertised, messier than promised, and nothing like "America First." Read Newsweek’s analysis here. @khameny
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It’s time to tell investors about the key differences between mutual funds and ETFs. Higher fees for mutual fund investors than ETF investors is not the only drawback. Another issue: portfolio managers who run mutual funds don’t have to reveal their holdings all the time. It’s usually twice yearly. ETF managers don’t make very many buy and sell decisions, since they hold all the same stocks as in a specific market index. Easier for beginners to understand.
FAIR Canada
@FAIRCanada
1 Dec 2025
Exchange-traded funds (ETFs) seem simple. They trade like stocks, hold many assets and can be cost-effective. But the ETF pricing mechanism? That’s confusing. FAIR Canada is urging the CSA to make it easier for everyone to understand.
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Hurray for FAIR Canada. Securities can be hard to understand if you’re a novice investor. The regulators (many of whom are lawyers and speak the lingo) aren’t good at switching to plain language that everyone understands. They need to be nudged by hardworking investor advocates such as @JPBureaud and his staff.
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Ellen Roseman retweeted
FAIR Canada
@FAIRCanada
1 Dec 2025
Exchange-traded funds (ETFs) seem simple. They trade like stocks, hold many assets and can be cost-effective. But the ETF pricing mechanism? That’s confusing. FAIR Canada is urging the CSA to make it easier for everyone to understand.
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Always a pleasure to be a guest on your radio show, Fight Back with Libby.
Fight Back w/ Libby@fightbacklibby
21 Nov 2025
#ThankYou 😀@COPDCanada @CitizenRobDavis @KarenStintz @JonBurnside_DVE @ellenroseman @NeubergerLaw @G_Smitherman @lraitt @CheriDiNovo @TrafficServices @CharityIntel @darrellbricker other great guests this week @zoomerradio
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Check out mortgagebrain.ai's video! #TikTok vt.tiktok.com/ZSfkxhwYG/ The big banks and their regulators don’t do enough to disclose the pros and cons of borrowing against your home with a HELOC (home equity line of credit). With more Canadians borrowing this way, it’s time for new rules.

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thestar.com/news/ontario/ont… Time to replace your high energy-user appliances with more efficient models? Let the Ontario government give you a hand with its subsidy programs for homeowners..

Ontario expands energy efficiency programs to eligible appliances

Lecce is announcing today that starting this fall, households can receive rebates for energy efficient appliances, such as refrigerators, freezers and laundry machines.

thestar.com
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A well-written look at the technology that is threatening authors who like to write books in their own words. A possible solution? A label on the book that shows it was written by a human. lithub.com/human-written-why…

“Human Written.” Why Sarah Hall Put a Maker’s Mark on Her New Novel

Helm is my tenth work of fiction, and the front jacket of the novel will feature a Human-Written maker’s mark—one of the first in the book trade. I’m not exaggerating when I say this novel took dec…

lithub.com
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Ellen Roseman retweeted
Ellen Roseman
@ellenroseman
11 Nov 2025
My upcoming continuing education course starts soon @UofTSCS and runs for six weeks. Here's the title and a description: 3241 - We'll be OK: The Finances of Retirement Delivery Options IN-CLASS Ellen Roseman 640508 learn.utoronto.ca/programs-c… (1 of 3)

Arts and Humanities

Journey toward new understanding of the world around you. Explore dynamic themes that provide insight into our past while shaping our future. Have the courage to think critically, explore, and...

learn.utoronto.ca
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Excellent advice. AI often comes up with factual information that is actually wrong. Please take this into account when relying on AI to do important work for you.
Aaron Hector, R.F.P., CFP, TEP
@AaronHectorCFP
20 Sep 2025
People of X… please don’t trust chatgpt for tax questions unless you’re prepared to have a big surprise.
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To learn more about saving vs. investing, check out Alini's book, Money Like You Mean It: Personal Finance Topics for the Real World, at the library or bookstore. You can also sign up for my 6-week course, Investing for Beginners at @UofTSCS. Starts Thursday, 7 to 9 pm, Sept. 25.
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"Learning About Investing: Not Optional." In her 2021 money book aimed at Canadian millennials and Gen Z consumers, Globe and Mail personal finance reporter Erica Alini stresses the value of finding out how to make your money grow beyond savings products with low interest rates.
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1907 - Investing for Beginners | School of Continuing Studies - University of Toronto: learn.utoronto.ca/programs-c…
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Here’s why you might want to sign up for my course on how to invest as a beginner. It runs for 6 weeks (Sept. 25 to Oct. 30, from 7 to 9 pm) at the OISE building on Bloor St., near the Bedford St. exit of the St. George subway station). We have 30 learners so far.
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It was my pleasure, Sheryl, to get you writing about employment law and HR issues. We needed someone with your background and experience.
Sheryl Smolkin @sherylsmolkin.bsky.social@SherylSmolkin
14 Aug 2025
Replying to @ellenroseman @thestar
❤️ Semi-detached. I love it! I guess then I am detached. Thanks again for the wonderful opportunity you gave me at The Star.
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It’s been a few years since I stopped writing my consumer advocacy column @thestar, but I still do part-time work in related fields (teaching, speaking to groups and supporting consumer groups with endorsements). I call this stage of life “semi-detached” and love my freedom.
Jonathan Chevreau
@JonChevreau
14 Aug 2025
Latest at Findependence Hub and @MoneySense — What Rob Carrick’s G&M retirement and other retiring PF writers have learned about Retirement @rcarrick @DustyWallet @RetireManifesto @ellenroseman @jamesfdaw @pmckeough @GPUpdates findependencehub.com/rob-car…
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An important initiative at a time of stock market uncertainty and losses (at least on paper).
OSC News
@OSC_News
9 Jun 2025
The OSC has a web-based resource to assist investors who may be experiencing distress, whether related to investment losses or other challenges. It features a curated list of websites and tools aimed at addressing investor inquiries and connecting individuals with community supports. From mental health resources to crisis helplines, these connections can provide vital assistance during difficult times. Learn more on the OSC website: ow.ly/hu8w50RiZjK
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A big bank’s $75 fee hike tells a story of the financial industry’s arrogance. Here’s a tip from @rcarrick. If you move your investment account to a rival company, ask about the exit fees charged. @TDDirect plans to boost its $75 fee to $150. theglobeandmail.com/gift/df4…
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