Jun 12
Simple Investing Lesson 📘
What is Book Value?
Let's understand with a simple example.
Imagine you own a small shop.
The shop has:
Cash = ₹20,000
Furniture = ₹30,000
Inventory = ₹50,000
Total Assets = ₹1,00,000
Now suppose you have a loan of ₹40,000.
Assets = ₹1,00,000
Loan = ₹40,000
₹1,00,000 - ₹40,000 = ₹60,000
👉 Book Value = ₹60,000
Simple meaning:
Book Value is what belongs to the owners after paying all liabilities.
Think of it as:
"If I sell everything and repay all debts, what is left for me?"
This concept is especially important while analysing banks, NBFCs and asset-heavy businesses.
#LearnInvesting #BookValue #StockMarket
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Just a note, as I write in the post, the picture shows bookvalue — going into 25/26. The season is not over yet so it has not ticked over to 26/27. Hence all players’ book value per today should ve reduced with 20% for players on 5 year deals and 10% for players on ~10 year deals.
Gives a good overview though.
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May 29
SHALIBHADRA: ONLY NBFC in india growing 30-40% and trading at 1x price/bookvalue.🔥
All the branches are owned and management guided to scale branches to 100 from 70 in this FY. That’s 2 new branches every month. (This is like Dmart of NBFC)
500cr AUM expected within 3 years.
May 29
Shalibhadra Finance Limited, a retail-focused NBFC serving rural and semi-urban markets, reported good growth for FY26 - Stock is up 12% today
AUM: ₹219.66 Cr (↑24.81% YoY)
Net Interest Income (NII): ₹35.95 Cr (↑15.03% YoY)
Profit After Tax (PAT): ₹19.48 Cr (↑21.67% YoY)
GNPA / NNPA: 2.94% / 1.17%
Net Interest Margin: 18.17%
CRAR: 78.28% (very strong capitalization)
The company maintained healthy asset quality and profitability despite a dynamic environment.
Strategic Direction & Growth Plans
1. Strong Capital Position — Net worth of ₹172 Cr provides headroom to grow AUM up to ₹1,000 Cr without raising equity. Growth will be funded through debt (Term Loans/NCDs).
2. Product Expansion — Entering high-potential segments like Micro LAP (under ₹5 lakh), Home Loans, Property Loans, etc.
3. Geographical & Branch Expansion — Currently 50 branches. Plans to reach 70 branches in CY2026 and 100 branches over the next three years.
4. Technology Investment — Focus on digitization, automation, and AI to improve efficiency.
Source: bseindia.com/xml-data/corpfi…
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2,814
May 27
Sedani sir, you gave PSU banking stocks today but forgot beaten down highly undervalued stocks like @centralbank_in or @PSBIndOfficial !
@iamrakeshbansal suggested Central Bank of India share as multibagger as trading way below BookValue and profits !
@feroze_azeez @ARWealth
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Dun gece #bookvalue ile degerliyorlar. diye anlattım. Hindistan uyandı
AVRUPA ve 3 te 2 si battı. tweette anlatım dum
#LehmanBrothers el konuldugunda 6 ay once battıgı ortaya cıkmıştı
tekrar #KıyametKopacak demiyorum #KıyametKoptu diyorum. öğrendiğinizde herşeyinizin u i kaybetmiş olacaksınız
şahitlerim @07mrt0707 @yesim_sahin34 @borsapirasa
Hindistan kuralla oynadı! Altın ve gümüşte büyük dalgalanma kapıda sozcu.com.tr/hindistan-kural… #gazetesozcu @gazetesozcu aracılığıyla
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Feb 27
With extra FCF from current PGM bull $THS.l could probably invest some of that and reduce the need of stream/strategic investor for Karo. Current run rate imply 200m$ NPAT. With Karo THS is trading at roughly P/E<1,5. Mcap 520m$ is way too cheap for this. Bookvalue is 850m$ 2/2
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Feb 14
@Vidyash51122474
@suresh_66
@MayukReddy
@BrightcomGroup 👇👇👇
#brightcom #brightcomgroyup #bgl #brightcomdefence #OMS #Q3Results
#Dividend #investors #bookvalue #corporategovernance
Feb 14
Security Code : 532368 Company : BCG
Q3 Fy25-26 Quarterly nine months ending 31st Dec 2025 unaudited financial results with Auditors report
📊 Brightcom Group Q3 FY26: Revenue Up 33.3% YoY to ₹2,231.89 Cr | MCap 2,155.14 Cr
- Q3 FY26 consolidated total income: ₹2,231.89 crores, up 33.3% year-on-year
- Q3 FY26 PAT: ₹310.60 crores, up 27.5% year-on-year
- Nine-month consolidated total income: ₹5,331.28 crores
- Nine-month PAT: ₹754.50 crores
- Basic EPS for nine months: ₹3.74
- Trailing twelve months (TTM) EPS: ₹4.33
- Leadership appointments: Mr. Ravindra Kondamuri as CFO, Mr. S.L. Narayana Raju as COO (Advisory), Mr. Erez Popper as Senior Product Manager
- Strategic initiatives: Participation in CES Las Vegas 2026 and Pocket Gamer Connects London, partnerships with Dailymotion Advertising and HUMAN Security, Inc.
- Technology developments: Migration to server-side integration for 100% Fill solution and infrastructure enhancements
14/02/2026 17:19:25 - @BSEIndia
#brightcomgroup #brightcom #bcg #OMS #bgl #StockMarketNews #stocks #stocksinnews #moneycontrol #adtech #DigitalMarketing
#StockMarketIndia #AI #ML #AGM #defencetechnologies #defencestocks #defence #ArtificialIntelligence #MachineLearning #ads
#cyberdefence #UAV #drones
#quantumcompounding #shareholders
#defencetech #brightcomdefence
#StockMarketNews #Hyderabad
#sustainmestockmarketnews
#stockmarketcrash #Q3FY26
#brightcomdefence
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Feb 8
Have you considered or calculated what the $SGMO market cap or bookvalue would be without the raise?
Can it be the raise was forced to stay compliant with these NASDAQ rules?
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📊 NPF Microfinance Bank Plc FY 2025: Balance Sheet Transformation
NPF MFB aggressively repositioned its balance sheet in 2025:
• 📈 Loan-to-Deposit Ratio ~92% — capital fully deployed to drive earnings
• 🛡️ Equity Ratio: 22%, providing a strong capital buffer despite aggressive lending
• 📚 Book Value: ₦2.50 per share, setting a clear valuation reference point
🔎 Takeaway: NPF MFB is pushing growth without sacrificing solvency — execution now hinges on asset quality and risk management.
#NPFMicrofinanceBank #NGX #Microfinance #BankingStocks #BalanceSheet #LoanToDepositRatio #BookValue #Investing #NigerianStocks
@npfmfb's 2025 Financial Statement is OUT:
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Jan 11
Keep an eye 👀
*ChamblFert* @444.4
SL - 404.
PIN bar was formed 1month back.
High & Low of the PIN-bar are crucial levels.
In last 10yrs,
Revenues - under 2x.
Profits - 7x.
EPS - 5.6x.
BookValue - 3.8x.
ROE and ROCE - double digits.
Retail holdings - under 11%.
FII & DII - 22%.
Promoters - 60%.
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20 Dec 2025
👉high Book value Stocks
1 O N G C
2 Bank of Baroda
3 Punjab National Bank
4 Union Bank of India
5 Power Finance Corporation
6 Bank of India
7 General Insurance Corporation (GIC Re)
8 SAIL (Steel Authority of India Ltd)
9 Central Bank of India
10 LIC Housing Finance
11 New India Assurance
12 Bandhan Bank
13 JSW Holdings
14 Tata Chemicals
15 Maharashtra Scooters
#Stocks #stockmarkets #stockmarket #investing #investments #bookvalue #investors
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2,434
7 Dec 2025
Book value is a company's net assets: total assets minus liabilities, often per share. It assesses undervaluation via P/B ratio, useful for value investing, but ignores intangibles and market realities. #BookValue #Finance #Investing #Stocks
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1 Dec 2025
Wyceny firm na bazie mnożnika Price/Book Value są dziś najwyższe w historii! Co to oznacza?
Kompletnie NIC.
Gospodarka po prostu się zmieniła.
Dziś największą wartość firmy budują dzięki aktywom niematerialnym:
• software
• efektom sieciowym
• danym
• IP
• kapitałowi ludzkiemu.
Book Value tego nie łapie i coraz mniej mówi o realnej wartości nowoczesnych biznesów. Dlatego też mnożniki oparte na book value zostawiamy stystykom rynku i... fanom wczesnej, „grahamowskiej” szkoły value investingu. ;)
Bo prawda jest taka: współczesne firmy tworzą wartość tam, gdzie tradycyjna księgowość… po prostu nie potrafi jej w dużej części uchwycić. 🤷♂️
Uwaga: BV wciąż sprawdza się w tradycyjnych sektorach, gdzie wartość opiera się na twardych aktywach - w bankach, ubezpieczycielach, REIT-ach, spółkach infrastrukturalnych. Ich udział w indeksach jest jednak coraz mniejszy.
#BookValue #Valuation #Investing
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