🏠 Colorado Homeowners: The "New California" is Unaffordable
A new report from The Denver Post highlights a staggering crisis: Colorado home insurance premiums are soaring faster than anywhere else in the nation because of Democrats. Average costs have doubled since 2020 and are projected to surpass $4,000 a year in 2026.
Key Takeaways:
The "Exit State" Irony: Homeowners who moved from California for a lower cost of living are finding Colorado premiums (averaging nearly $4,000) are now significantly higher than California’s ($2,455).
Extreme Hikes: Some residents have seen quotes jump from $1,500 to over $11,000 in just five years.
Economic Drain: Coloradans are now spending $1 out of every $22 earned just on home insurance, forcing families to cancel vacations and delay car purchases.
High-Risk Label: The global market now views Colorado as a "high-risk zone" on par with Florida due to catastrophic hail, wildfires, and skyrocketing construction costs.
📉 The Democrat-Led Decline of the Centennial State
This insurance crisis isn't just "bad weather"—it is the predictable result of years of progressive mismanagement. While Democrats in Denver pat themselves on the back, the average Coloradan is being squeezed out of their own home.
The Tax & Spend Squeeze
The insurance hike is landing on top of a massive spike in property taxes. Instead of providing meaningful relief, the Democrat-controlled legislature has prioritized high-spending projects while residents watch their disposable income vanish. We aren’t just losing money to storms; we are losing it to a government that refuses to curb its appetite for your paycheck.
Soft on Crime, High on Costs
The article notes that "storm chasers" and fraudulent roofing claims are driving up costs. This "opportunism" flourishes in a state where law enforcement has been declawed and "general lawlessness" is treated with a shrug. When fraud goes unpunished and crime is "de-prioritized," every single honest homeowner pays the "criminality tax" through their insurance premiums.
Prioritizing Non-Citizens Over Taxpayers
While middle-class families like Peter McClure’s are canceling ski trips and car repairs to pay the bills, the state government has been rollling out the red carpet for illegal immigration. Funneling state resources and tax dollars toward supporting non-citizens while native Coloradans can't afford to insure their own homes is a slap in the face to every taxpayer.
The California Blueprint
Colorado has become a cautionary tale. By adopting the same failed regulatory burdens, high-tax schemes, and soft-on-crime policies that ruined California, our leaders have managed to create a state that is now more expensive to live in than the place people were trying to escape.
If you like high taxes, rising crime, and unaffordable housing, keep voting for the status quo. If you want a Colorado you can actually afford to live in, it’s time to hold the ruling party accountable for this "hard market" they’ve created and vote Republican.
#Colorado #CostOfLiving #CoPol #InsuranceCrisis #DenverPost #ColoradoSprings #FrontRange
denverpost.com/2026/04/02/co…