All good things must come to an end 😢 I launched @hellodigit on Heroku back in 2013, will be forever grateful for the platform and service

$OPRT uses FVA hiding billions in losses. Cashflow or EBITDA useless valuing $Oportun Oportun LOST big millions on loans didn’t pay. Tiny $3 m gain just hiding big ass FVA rolling loss 👇 see line 3 Loans HFI - not GAAP if use FVA not HFS Is $OPRT bunch bullshit or big ass fraud? @oportun @hellodigit @neubergerberman

$OPRT lends to undocumented immigrants deportation targets — less likely repaying now OPRT buys loans & can’t underwrite borrowers If $UA $GM, $CarMax pull guidance how can Oportun unreliable management forecast big earnings $OPRT numbers & CEO full 💩💩 @oportun @hellodigit

$OPRT misuses fair value accounting; appears to be fraud Low discount rates markup the loans (less than yields & chargeoffs) So bad discount rate on ABS debt higher than toxic waste loans on books Take out fake accounting & $Oportun is insolvent & don’t make no money @oportun @hellodigit

Is $OPRT cooking the books? $Oportun hiding billions in losses w/ fair value accounting marking up loans Actual loans don’t tie in disclosure & avoids provisioning for subprime losses Without fake fair value marks, Oportun book value earnings negative OPRT Numbers all bullshit @oportun @hellodigit

$OPRT power hungry CEO CEO taken CFO & CAO roles, reduced board size to hide he bankrupted $Oportun OPRT insolvent, no franchise or book value, & no earnings Numbers all made up like $RILY using fair value accounting to buy subprime loan pools to 🇲🇽 migrants Fake, fraud Oportun @hellodigit @oportun

I'm excited to share what I've been working on for the past year: @HiroFinanceAI. Back in 2015 when I launched @hellodigit, I dreamed of creating a financial AI, but the technology wasn't ready. Digit helped millions of people save billions of dollars but it never became a financial AI. It turns out the dream never died — it just had to wait. After leaving Digit in 2023, I had no plans to start another company. I needed to recharge. However my partner from Digit, @radoshi, immediately dove into the world of LLMs, spurred by the launch of ChatGPT. In early 2024, Rushabh showed me what he had been building and learning. I was shook. The universe was calling. We had to go see if the dream of a financial AI was now possible. After 12 months of exploring the frontier of LLMs financial data we believe it is. We have entered the era of personal financial intelligence. What does this mean? It means having every answer to every question about your unique financial situation at your finger tips. It means having a super sharp financial partner that knows your situation deeply and can actually help you make better decisions. It means the end of financial advice that sounds smart but isn't personalized to your reality. Today Hiro is great at analyzing spending, maximizing credit card rewards and helping with cash management. We've been testing with friends and family for the past 6 months. Starting today, we're rolling out a larger private beta. If you want to experience the future of finance, come sign up for beta access at HiroFinance.com. --------------------------------------------------------- Shoutout to our team for getting to this point! 💪 And thanks to all our investors for their support! @RibbitCap, @generalcatalyst, @restivevc, @shishirmehrotra, @clattner_llvm, @eoghan, @joshelman, @hunterwalk, @akashgarg, @danmartell, @dan_manges, @tpbrown5, @hutchins, @bubs

I buy whatever I want quarterly. 😍 I use a savings app and whatever I save I spend it on me. @hellodigit

Started #HiddenMoneyChallenge with @chrissssjohnson using @hellodigit January of 2022. Total saved and invested into the market from just that source as of today: $29,741.17 WealthSquad Forever ♻️

I use @hellodigit it’s a great way to save.

@hellodigit @oportun why was my bank account closed with only 7.5 hours notice? Where is my money?

If you haven’t checked out Coda AI, now’s the time! Customers like @figma, @intercom, @hellodigit, @TEDTalks, and @thumbtack use Coda AI to have less busy work and more impact. Coda AI is your connected work assistant and provides 3 types of assistance. Coda.io/ai

Top Startups to Watch: startupsavant.com/startups-t… Featuring @codecov @hempitecture @airalocom @thehotelsnet @ZK_Bars @AaDyaSecurity @AxisSecurityHQ @illumio @verishop @brandless @TinyTapAB @Newsela @hellodigit @rebanknow @OnRallyRd @Plaid @brexHQ @peppertheapp @NervgenP & more!

Top Silicon Valley Startups to Watch: startupsavant.com/startups-t… #startup #entrepreneur #business @Wing @BiomeMakers @nuro @dremio @ImpossibleFoods @medableinc @step @ppl_ai @SoundHound @snappr_com @Wonolo @observeAI @tonal @Chain @hellodigit

Putting A Positive Spin On Controls In Fintech hubs.li/Q01J1dYV0 Written by Snigdha Kumar of @hellodigit fellow @ForbesBizCncl member

Top Fintech Startups 2023: startupsavant.com/startups-t… #fintech #entrepreneur #innovation @Spiff_Inc @TrueLayer @hellodigit @thoughtmachine @LumanuApp @OnRallyRd @goCapWay @RevolutApp @DebtDebbie @Stori_MX @brexHQ @vivid_en @stripe @monzousa @chippercashapp @SwanBitcoin

Top Startups to Watch: startupsavant.com/startups-t… Featuring @AaDyaSecurity @AxisSecurityHQ @illumio @verishop @brandless @Klarna @TinyTapAB @Newsela @hellodigit @rebanknow @OnRallyRd @Plaid @brexHQ @ZKzeroknowledge @EatBanza @peppertheapp @gopuff @parsley_health @NervgenP & more!

@digitsupport @hellodigit - you got acquired and now your app doesn't work. How is anyone supposed to login when the service that sends verification codes is broken? SMH.

It’s working now

@hellodigit is the site down? I can't login , and the webpage is down , what's going on?