Agree 100% - when people ask me what stocks to buy, I always recommend QQQ.
What's also interesting is that *many* VCs underperform QQQ (my angel portfolio is nice but still hasn't outperformed QQQ over a 10 year time horizon!)
Here's some advice that no banker will ever give you, because no banker makes money recommending this:Just put most of your long-term money into QQQ (the Nasdaq-100 ETF) as I do, and hold it for decades.Why? Because it's simple, ultra-low cost (0.20% fee), and has delivered incredible results with almost no effort.
Example:
If you had invested $100,000 in QQQ on January 1, 2020 (with dividends reinvested), you would have ≈ $298,000 – $300,000 today (as of mid-April 2026). Today QQQ reached an all time high.
That's nearly tripling your money in a little over 6 years.Compounded annual return (CAGR) since then: ≈ 19.8% – 20.0% per year.
Even after surviving the -32.6% drawdown in 2022, the long-term compounding is powerful.If you are my follower you know that I’ve been recommending this approach for years.
Another advantage is that if you buy and sell stocks, even if you do well, you pay taxes on the profits. But if you buy QQQ and hold it, QQQ trades but those trades are not taxable to you. So not only is stock picking generally worse than owning QQQ, but it is also taxed at higher rates.
Lastly tell me any fund you own that has done better than QQQ, that is liquid and available to everyone and I buy you an ice cream here in Miami :) There is none as far as I know.