AHHHHHHH

In 2005, Yu-Gi-Oh created a one-of-one card for Tyler Gressle through Make-A-Wish. It was called Tyler the Great Warrior. In 2023, he sold it for $311,211.

The only thing left are the darkest coals

if you're a trillionaire you could actually run Martingale. like what are the odds you lose 40 times in a row

it’s fucked up how sleeping less to extend your day ultimately shortens your life

My dad beat the shit out of me for connecting my psp to the wifi after stealing the password from his laptop. I wanted to goon.

Bf making me watch Chernobyl after I made him watch Love Island

some kids has never watched italy play in world cup

Your bank closed your account 2 years ago and now no bank in America will let you open a new one That's because you're on a blacklist you've never heard of It's called ChexSystems and you can delete yourself from it in 30 days ChexSystems is the credit bureau nobody talks about and it controls whether you can have a bank account. When you overdraft, bounce a check, or have an account closed for "abuse," the bank reports you to ChexSystems. That report sits there for 5 years. Every bank in America pulls ChexSystems when you apply for a checking account. Negative report = automatic denial This is how people end up "unbanked" in America. Not because they're broke. Because one $200 overdraft in 2021 means Wells Fargo, Chase, Bank of America, and every credit union will deny you in 2026 There are 17 million Americans currently in ChexSystems. Most of them have no idea it exists. They keep applying to banks, getting denied, and assuming their credit is the problem. It's not. It's a different file entirely The play: STEP 1: pull your ChexSystems report at chexsystems.com. Free under federal law. Request the full disclosure, not just the consumer report STEP 2: identify every negative item. Closed accounts, overdrafts, fraud flags, NSF history. Each one is a separate target STEP 3: dispute each item with ChexSystems directly. Use FCRA language because ChexSystems is a consumer reporting agency under the FCRA: "I dispute this item. Per FCRA Section 611, please provide the method of verification, the furnisher contacted, and complete documentation supporting the reported information. Failure to verify within 30 days requires deletion." STEP 4: simultaneously contact the original bank that reported you. Send a "goodwill removal" request: "I am requesting goodwill removal of the negative ChexSystems report filed by [bank name]. The account has been closed for [X years]. I am attempting to reestablish banking relationships. Please notify ChexSystems to remove this report." About 30-40% of banks honor goodwill removal requests if the negative is old and the account balance was paid STEP 5: if you owe a balance on the closed account (an overdraft you never paid back), settle it. Pay it. Get a "paid in full" letter. Then send that to ChexSystems demanding the report be updated to reflect payment. Many will delete entirely STEP 6: if items survive the dispute, file a CFPB complaint. ChexSystems takes CFPB complaints seriously because they're regulated under the same FCRA framework as Equifax A guy who was unbanked for 3 years pulled his ChexSystems and had 2 overdraft reports from a Chase account closed in 2022. Disputed both. Chase couldn't verify the specific dollar amounts. ChexSystems deleted both. He opened a Capital One business checking the next week Another woman owed $87 from a 2020 overdraft that kept her out of every bank. She paid the $87, got a paid-in-full letter, sent it to ChexSystems. Deleted in 3 weeks. Now she banks normally You're not "blacklisted from banking forever." You're on a file that takes 30 days to fix. Most people just don't know the file exists lmfaooo (i fix credit in 30-90 days. link in bio)