Bajaj Finance Limited's journey is a story of growth and transformation: - Founded in 1987, originally focused on vehicle financing for Bajaj Auto. - Expanded into personal loans, SME financing, and mortgage lending. - Reinvented in the 2000s, led by Sanjiv Bajaj and Rajeev Jain. - Now one of India’s largest NBFCs, serving 88.11 million customers. - A key player in shaping India's financial landscape across diverse sectors.

A reminder from Atomic Habits by James Clear: “It doesn't make sense to continue wanting something if you're not willing to do what it takes to get it. If you don't want to live the lifestyle, then release yourself from the desire. To crave the result but not the process is to guarantee disappointment.”

Marrying the right person makes entrepreneurship a whole lot easier.

The only truly wasted time is time spent wishing you were somewhere else.

Be around people who make more money than you. Your mind will open up.

You can only measure how much you want something by what you’re willing to give up to get it. And it turns out, most people want feeling smart, feeling comfortable, and feeling accepted more than winning.

My favorite @elonmusk quote that I often send friends: Do not fear losing. “You will lose,” Musk says. “It will hurt the first fifty times. When you get used to losing, you will play each game with less emotion.” You will be more fearless, take more risks.

We went from 0 to 2,200 paying customers in under a year by following @ycombinator's 15 rules: 1/ Do things that don't scale. Get your first 10 customers by hand. 2/ Launch now, not when it's "ready". A mediocre product in front of real users teaches you more in a week than 6 months of polishing in the dark. 3/ Charge from day one. If nobody will pay, you don't have a startup, you have a hobby. 4/ Talk to users every single day. The roadmap you need is sitting in your customers' heads, and they'll hand it to you for free 5/ Always hunt the 90/10 solution. For almost any feature there's a way to capture 90% of the value with 10% of the effort. 6/ There are only two real jobs: write code and talk to users. Everything else (conferences, press, VC coffees, corp dev calls) is fake work. 7/ You pick your customers as much as they pick you. 10 users who love you beat 1,000 who kind of like you. 8/ Growth is an output, not a strategy. Grow before product market fit and all you're buying is churn. 9/ Do less, really well. Pick one or two metrics and judge every task against them. 10/ Know if you're default alive. Paul Graham's question: on current growth and current burn, do you reach profitability before the money runs out? 11/ Don't hire until it hurts. Headcount is not progress, it's burn. Every great startup was embarrassingly small for embarrassingly long. 12/ Momentum is the only real moat in year one. Ship something every week, even something tiny. 13/ Every great startup is badly broken at some point. The game isn't avoiding fires, it's how fast you put them out. Again. And again 14/ Ignore your competitors. Startups die of suicide, not murder. In year one, the only company that can kill yours is your own 15/ Startups rarely die from running out of money. They die because the founders fall out. Brutal honesty with your cofounder is the cheapest insurance you'll ever buy Good luck !

If you don’t want this moment, then you will never be happy.

Your money problems start to evaporate once you start making more offers. Offer some kind of skill for money. DM 50 people/day- And your chance of success increases 10x.

Burnout is not a badge of honor. It's an invitation to reinvent yourself.

Underrated life advice: Marry someone you love talking to. You'll come home to that voice, go to sleep to that voice, wake up to that voice. You'll have thousands of conversations, some deep, some dull, some in passing, some in anger. But if you can talk through anything, you can get through anything.

When Kobe Bryant said his insane level of confidence came from knowing he’d done all he could to prepare, it taught me that anytime I’m nervous it means I didn’t prepare enough.

When you get in shape you change your frequency. You attract better people, opportunities, mates…even your thoughts are different. Your aura changes because you’re operating at your full potential. If you want to change your life, your first step is getting your ass in shape.

everyone's sleeping on how absurdly good 2026 is to start a company (even compared to 2024) one person can now: - ship full apps without engineers (cursor, replit) - design without being a designer (v0, Claude Design) - turn one video into 10 clips (opus, descript) - push those clips to millions (X, Linkedin, TikTok) - replace a support team (chatbase, intercom) - literally watch exactly what their users do (Posthog) - find target perfect leads on autopilot (origami) This is such a rare window. I just can’t imagine it being this easy ever again

Whatever you build, build it in public.

School taught us to believe that failure is bad. But in reality, Failure is why I have succeeded. You need to change your perspective.

Fable 5 is the biggest model energy I've ever seen

Every successful person has had an "I'm not doing this anymore" moment. That's when the real journey starts.

Why Distribution is Key Listen here - youtube.com/shorts/_iZQrzcPs…

Lots of population decline/TFR discourse happening but we should factor in all the upcoming technologies: - longevity - artificial wombs - extending/rejuvenating fertility - generating embryos Plus much tech to drive down the cost of families - robotics - automating housing construction - AI teachers - etc Obv lots more that could both extend lifetimes, make it cheaper to have big families etc coming in the next few decades. Some will happen some may need more time. All feels inevitable though?