Earn, Swap, and Borrow: All with maximum capital efficiency π | On Ethereum & EVM: Fluid | On Solana: @jup_lend | by @instadapp
Joined October 2023
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- Following 66
- Followers 40,176
- Likes 2,589
545 Photos and videos
Pinned Tweet
May 13
One of the world's largest crypto-native asset managers just curated a lending market on @jup_lend.
@Bitwise. @Ethena. Live on @Solana.
Powered by Fluid. π§΅
May 13
We just onboarded a multi-billion-dollar crypto asset manager to deploy an institutional-grade lending market.
@Bitwise is now curating an @ethena market on Jupiter Lend.
A turning point for on-chain lending π
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Borrow incentives for @GHO are back on @0xfluid.
16,000 GHO from June 8 to July 6.
Deposit reUSD as collateral and borrow GHO, with 5x Re points:
fluid.io/vaults/1/162
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Jun 9
RT @USDai_Official: sUSDai Leveraged loops on @0xfluid are climbing higher
By debt asset taken:
GHO - up to 32.4% max APY on Plasma
USDT -β¦
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Jun 7
Fluid is in NYC for @ethconf by @ETHGlobal π
Tomorrow, our Founder & CEO, @smykjain, takes the stage at the Javits Center for:
Scaling Tokenized Assets: Liquidity, Utility and Distribution
π NEW ETHConf speaker announced:
@smykjain, CTO of @0xfluid
Fluid (formerly Instadapp) unifies lending, borrowing, and trading into a single capital-efficient liquidity layer. Co-founded at ETHIndia in 2018.
June 8β10, NYC. π½
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Jun 3
More deposits are put to work on Fluid than any major lending protocol in DeFi π
According to @Blockworks data, Fluid consistently maintains the highest Loan-to-Deposit Ratio (40β50%).
More capital borrowed.
Less capital sitting idle.
#1: Fluid
#2: Jupiter Lend (Powered by Fluid)
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Jun 3
Capital efficiency starts with borrower demand.
Borrowers choose Fluid for some of the most competitive terms in DeFi:
βUp to 95% LTV
βAs low as 0.1% liquidation penalties
βSmart Collateral Smart Debt
blockworks.com/analytics/lenβ¦
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May 31
We identified and contained a compromise affecting our off-chain merkle rewards distribution infrastructure.
Importantly:
β’ The core protocol remains fully secure and is governed by governance and the 7/14 team multisig.
β’ All protocol smart contracts are safe and unaffected.
β’ User funds are not at risk from this incident.
The impacted contract is not part of the core protocol infrastructure and was used solely for rewards distribution with minimal funds in its balance.
Our team is actively investigating the incident. We will share a detailed post-mortem as soon as possible.
We appreciate the communityβs patience and support as we work through this.
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Fluid π retweeted
May 28
USDC on Fluid Ethereum earning ~37% right now ππ
fluid.io/lending/1
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Fluid π retweeted
May 27
LAAS is going to be a game changer for all asset issuers.
Usually, we have to several calls explaining Fluid, its tech and how asset issuers can leverage it to build deep liquidity, grow and distribute.
Now just a simple message outlining liquidity depth and cost is enough.
Fully managed, end to end.
Excited for our first partners to roll out imminently.
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Fluid π retweeted
May 27
Tomorrow, youβll be able to supply on Venus Flux directly through @BinanceWallet and start earning on-chain. π
$50,000 worth of rewards are waiting in the #BinanceWallet DeFi Season.
Supply. Earn. Stay liquid.
Powered by @0xfluid
π binance.com/en/events/walletβ¦
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Fluid π retweeted
May 27
DeFi, made easier.
Starting tomorrow, youβll be able to supply on #VenusFlux directly through @BinanceWallet and earn rewards, seamlessly on-chain.
Venus Flux is bringing $50,000 worth of rewards to the #BinanceWallet DeFi Season.
Powered by @0xfluid.
Stay tuned π
To celebrate the launch of Binance Wallet DeFi, we're introducing a series of DeFi campaigns starting May 28, with $2,000,000 worth of total rewards across Earn, Loans, and Liquidity Pools.
More #BinanceWallet DeFi campaigns are on the way. Stay tuned for what's coming this DeFi Season with Spark, Sky, Lorenzo, UniSwap, PancakeSwap, Lista and Venus .
π binance.com/events/wallet-deβ¦
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Fluid π retweeted
May 27
Only @0xFluid makes building deep stablecoin and rwa asset liquidity economically viable, via the lowest cost of capital in the industry.
Asset issuers who work with us pay >10x less than other DEXβs. It can even come at 0 cost of capital at all such as our several stable pools created totally out of debt.
With LAAS, we productised this and bring all the required balance sheet, able to support up to $500m of depth.
May 25
Many don't understand how expensive good liquidity for a stablecoin is rn
Paypal paid about $2M in fees to @sparkdotfi in Q1 for its liquidity pairs with major stables, which annualized to about $10M in liquidity fees
That nukes almost all $3.5B TVL $PYUSD profit
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May 26
Β‘Hola Mexico!
Excited to join @ethereum_mexico and @Bitso this year, in Mexico, LATAM and beyond π
The best teams need the best sponsors @0xfluid just joined the game. #ETHMΓ©xico2026 π²π½
Fluid is the worldβs most capital-efficient Liquidity Layer for finance that can support an entire ecosystem of financial products on top of it.
Top #2 DEX on Ethereum
Top #3 Lending/Borrowing Market
Connects lending, borrowing, trading and more financial products into one seamless onchain system.
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Fluid π retweeted
May 25
"Another interesting approach from Fluid is its collaboration with protocols such as Jupiter and Venus through which it has launched white-label products like JupLend (Solana) and Venus Flux (BSC), each of which currently sits at a TVL of $926m and $21m, respectively.
This comes as a broader positioning by Fluid to work with major players across chains and gain more market share, with those players sharing fees with Fluid."
PS: I agree with the broader stance of "Active Loans" being a better metric for lending protocols, depicting revenue flows for the protocol and the capital productivity. However, TVL still reflects the adoption of a product and the scale it has achieved.
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