Before Congress repeats a past mistake, it's worth looking at what happened the last time lawmakers intervened in the payments market. “In fact, the Durbin Amendment ended up hurting many of the people it was intended to protect by leading to the elimination of free checking accounts and rewards programs.” - Ron Link with @PennLive @PatriotNews @SenFettermanPA @SenMcCormickPA pennlive.com/opinion/2026/02…

Small businesses are already navigating rising costs and economic uncertainty. The last thing they need is Washington disrupting a payment system that works. “In practice, this bill would be disastrous for small businesses across the country — putting our data security and credit card rewards points in danger, and failing to deliver on lower rates.” - Amanda Henry, Owner of Brown Sugar Coffee Roastery in Riverton @SenLummis @SenJohnBarrasso wyomingnews.com/henry-durbin…

EPC Executive Chairman @cajunbanker issued a statement following the National Credit Union Administration (NCUA) interim final rule reaffirming that federal credit unions are exempt from Illinois’ unlawful Interchange Fee Prohibition Act (IFPA). Click here to read the full statement: electronicpaymentscoalition.…

EPC’s @cajunbanker statement on small business credit card agreement delivering win for Main Street: electronicpaymentscoalition.…

Government mandates and price controls don't work. They never have, and they never will. “When government picks winners and losers in the marketplace, we all lose. When politicians override market signals with artificial constraints, unintended consequences follow…, the result is always fewer choices, higher costs, and reduced access for those who need it most.” @rightwave @PelicanInst @SenatorDurbin @RogerMarshallMD thecentersquare.com/opinion/…

“The last thing small businesses should have to worry about is lawmakers in Washington creating new challenges by trying to change systems that already work. Yet that's exactly what the backers of the Durbin-Marshall credit card routing mandates are trying to do.” - CEO and President of the Greater Cheyenne Chamber of Commerce, Dale Steenbergen. @SenJohnBarrasso @SenLummis wyomingchamberofcommerce.org…

Trust in the payments system is built on security. Payment networks invest billions to protect consumers from fraud, yet the Durbin-Marshall Credit Card Mandates risk dismantling those critical protections. “That’s why I am concerned... this proposed bill would force credit card transactions to be routed through different payment networks that may not have the security features or fraud protections we are used to and rely on.” @SenatorCollins @SenAngusKing Read more from Robert Smyth in @centralmenews: centralmaine.com/2026/03/26/…

A globally connected economy can’t run on a fractured payments system. “If multiple states adopt varying interchange rules, national payment rails could fracture into a patchwork of compliance mandates requiring costly system overhauls by issuers, networks, processors and merchants.” Read more from Michael Ogden’s article in @CU_Times: cutimes.com/amp/2026/05/27/i…

Thank you, Governor Polis, for making the right call for Colorado by vetoing SB 26-134. “Governor Polis made the prudent and responsible decision for Colorado. The Governor recognized that protecting consumers, small businesses, union jobs, and Colorado’s economy – especially in communities dependent on tourism – had to come first.” – Richard Hunt, EPC Executive Chairman Read our full statement here: electronicpaymentscoalition.…

Mandating price controls on the payments system won’t reduce costs —instead it’ll force new burdens onto small businesses and eliminate protections and perks for consumers. @AmericasCUs @CUInsight cuinsight.com/new-credit-car…

“Lawmakers should stop defending this failed experiment and allow the Land of Lincoln to return from the brink of becoming the Land of Credit and Debit Card Chaos.” EPC Executive Chairman @cajunbanker after a federal judge permanently blocked key parts of Illinois’ IFPA law against national banks, out-of-state banks, federal savings associations, and payment card networks. electronicpaymentscoalition.…

“The court’s ruling is clear … This unworkable law singles out Illinois’ own hometown banks and credit unions, creating uncertainty and confusion for their customers and the state’s small businesses. A full repeal remains the only solution.” –EPC Executive Chairman @cajunbanker electronicpaymentscoalition.…

Maine’s small businesses can’t afford the risks that come with the Durbin-Marshall Credit Card Mandates. These government mandates could undermine the fast, secure payment systems that local businesses and consumers rely on every day, threatening fraud protections, rewards programs, and consumer confidence. Read Portland resident Bob Smyth’s LTE in @centralmenews: centralmaine.com/2026/03/26/…

EPC appreciates Illinois lawmakers stepping in again to protect consumers, small businesses, community banks & credit unions from the Credit Card Chaos law. "Illinois consumers and local financial institutions deserve more than another temporary delay. They deserve certainty." –EPC Executive Chairman @cajunbanker electronicpaymentscoalition.…

"We appreciate lawmakers again delaying this law to prevent immediate disruption … but delaying the chaos is not the same as fixing it. The only real solution is full repeal." –EPC Executive Chairman @cajunbanker on Illinois lawmakers hitting pause on their Credit Card Chaos law for the SECOND year in a row. electronicpaymentscoalition.…

🚨💳Durbin-Marshall Credit Card Mandates would deliver huge savings to corporate megastores like @Walmart and @Target, while forcing small businesses to face more risk, weaker security, less access, and higher costs. Congress should protect small businesses and oppose policies that threaten Main Street. Read Eric Eisenhammer’s piece in the Sacramento Business Journal👇 @RogerMarshallMD @SenatorDurbin @SenAlexPadilla @SenAdamSchiff

Credit card mandates are exactly "the sort of top-down economic management that is driving opportunity elsewhere." –@ALEC_states’s @ajern321 and Joshua Meyer. Illinois's local experiment is a warning for the nation. @thecentersquare @GovPritzker thecentersquare.com/opinion/…

The Durbin-Marshall Credit Card Mandate is a reckless government intervention in the payments system with far-reaching consequences for consumers and local economies. “If credit card rewards programs are weakened, reduced or fundamentally altered, consumer travel behavior will change for the worse. Even a modest reduction in travel incentives would mean fewer visitors to Maine. That means fewer hotel stays, fewer restaurant reservations and less spending at the local businesses that anchor our communities.” @KerriBickford with @sunjournal sunjournal.com/2026/05/02/co…

Congress already tried government price controls on payment systems once and consumers paid the price. The Durbin-Marshall Credit Card Mandates would only do it again AND at a time when Americans can least afford it. “In 2010, Congress passed what’s called the “Durbin Amendment,” which capped interchange fees on debit cards with the promise that savings would flow to consumers. Instead, something very different happened. According to the Federal Reserve Bank of Richmond, more retailers raised prices than lowered them after the cap took effect.”- @rightwave @PelicanInst with @thecentersquare thecentersquare.com/opinion/…

🚨“No other jurisdiction in the world is doing what Illinois wants to do.” EPC Executive Chairman @cajunbanker warned that if the @USOCC had not intervened, there is “no doubt many credit cards would not have worked in Illinois." 💳⚠️ The Illinois credit card chaos bill isn’t just bad policy — it’s technically unworkable. Listen to the full conversation with @robblackwellAB on Banking With Interest: bankingwithinterest.libsyn.c…