The Trump administration is quietly moving to change the Affordable Care Act to let health insurers offer people loans to pay for their care.
Deep in a document over 1,000 pages long about how the Affordable Care Act market will operate next year, the administration suggests that insurers consider offering loans to cash-strapped customers.
Under this approach, people who develop a costly disease or need unexpected emergency care would turn to their health insurer for loans.
A third of American households already have medical debt, and this approach would mean even more debt that patients owe to their health insurance companies.
The insurers, who already make billions, would stand to make even more.
nytimes.com/2026/06/11/busin…