I felt bored and vibe-coded a neobank in a week. The best part? You don’t even realize it runs entirely on crypto rails under the hood.
Main functionalities:
- On/off-ramp fiat to stables via BridgeXYZ
- Send, receive, and request stablecoin payments on Base
- Deploy funds to selected blue-chip DeFi protocols
- Get a free Gnosis Pay crypto debit card
All of this is powered by account abstraction and non-custodial wallets.
Users receive a Privy wallet upon registration and never have to worry about signing transactions or approvals.
Transactions are sponsored and batched via EIP-7702, so no separate token approvals are required either.
In a nutshell: one-click access to stablecoin transactions sent directly to users via email, plus seamless entry into DeFi.
Tech stack:
- BridgeXYZ – on/off-ramp fiat to stables
- Privy – non-custodial wallets
- EIP-7702 – transaction batching and sponsoring
- iOS app built with React Native
- LIFI API – swapping between USDC and EURC
- Resend – email notifications
- DeFi protocols: Aave, Morpho, Compound, and YO
- Gnosis Pay API – virtual crypto debit cards
- NodeJs Backend
Inspired by
@alliance's request for startups.
If you want to check it out, let me know so I can add you to TestFlight.