Not Matt Harris. “Generally Clever Person” -@yrechtman Opinions/poop jokes my own or liberally borrowed and do not reflect my employers'

Joined December 2008
1,907 Photos and videos
Pinned Tweet
7 Aug 2020
Taylor swift as neobank debit cards, a thread
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~JON retweeted
Dang. If this was me I wouldn't have done ANY wire fraud at all
Sam Bankman-Fried’s Venture Bets (Cursor, Anthropic) Would Have Made Him $100 Billion Richer Had He Stayed Out Of Prison forbes.com/sites/ninabambysh…
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rooting for you buddy, but these never work out. best case scenario you find a loyal following with couples looking for a better joint account
No more Venmo. No more Cash App. No more Splitwise. What if shared payments worked with cards? With Zimo, you can create a Squad with your roommates, partner, or friends and get one shared card for all your common expenses. - Groceries. - Electricity. - Wi-Fi. - Spotify. - Netflix. Anything you pay together. Or you can create a one-time shared card for occasional expenses with friends, a dinner, a trip, a gift, or a Costco run. Everyone links their own bank account once. When the card is used, the payment is split automatically and each person is charged from their own linked bank account. No more awkward “can you pay me back?” texts. No more waiting. No more tracking who owes what. We’re making shared payments finally work. Follow us and join the waitlist.
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I have a hard time engaging in good faith with the "reform accredited investor" crowd but this closer to a real answer for anyone who isn't just interested in selling shitcoins to your Lyft driver
You're just cancelling out SOX. Real solution here is to force private companies to IPO at X Billion (I'd argue for $10B). You can't raise another dime from private investors that would value the company above that. Probably makes you a lot more disciplined earlier, and results in better outcomes for everyone.
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The problem to solve is the hurdle to capital formation in public markets, not access to privates
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an icon
Probably only interesting to a small subset of New Yorkers, but the Carroll Street Bridge in Gowanus reopened this morning after 5 years!
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I haven't kept count but I think the average is already well over 90%
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I was 8 and drinking slim fast. Your experiences are not universal
One of my favorite parts about the 90s is we just ate whatever food we wanted. Food was food. No one argued about what food was bad and what food was healthy. We just minded our business in general. At least that’s how I remember it
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sorry this is a good bit
Quick random Gwyneth Paltrow story. She has sent the same bouquet of condolence flowers every year to a friend of mine because of her father’s death. Her father isn’t dead. She’s been told this at least 6 times, but every April the flowers come, on her birthday. She has confused her birthday with her father’s supposed death & has done this for 20 years. And she’s met her father. Twice.
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Nobody on Hinge has the courage to be truthful in their "irrational fear" prompt the way Twitter users are
As a kid my most illogical fear during thunderstorms was that lightning would strike the ground, travel through the city water lines, go through the pipes in my house to the toilet, and then up my pee stream where it would blow my dick off
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welcome back, carroll street bridge
Jun 10
Get ready for NYC’s cutest bridge. The Carroll Street Bridge, one the oldest and most unique in the city, is reopening next week and will now be pedestrian, cyclist, and emergency vehicles only. Be a part of NYC history and cross this bridge yourself when it opens June 15th!
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~JON retweeted
The Magic is in the Work!!! 💪 @current 📈 📈 📈 📈 📈 📈
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another milestone
Jun 11
We are thrilled to announce our $80 million Series E round at a $1.5 billion valuation, led by Springcoast Partners, as we approach profitability in 2026! Alongside the equity raise, the round also includes a deepening of our financial partnerships with @crossriverbank and @generalcatalyst and follows three consecutive years of over 70% growth. The additional capital will allow us continue to scale our banking, liquidity, payments and credit products to even more everyday Americans that we are so proud to be able to provide to help them improve their financial lives. prnewswire.com/news-releases…
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people really just be saying shit
I felt bored and vibe-coded a neobank in a week. The best part? You don’t even realize it runs entirely on crypto rails under the hood. Main functionalities: - On/off-ramp fiat to stables via BridgeXYZ - Send, receive, and request stablecoin payments on Base - Deploy funds to selected blue-chip DeFi protocols - Get a free Gnosis Pay crypto debit card All of this is powered by account abstraction and non-custodial wallets. Users receive a Privy wallet upon registration and never have to worry about signing transactions or approvals. Transactions are sponsored and batched via EIP-7702, so no separate token approvals are required either. In a nutshell: one-click access to stablecoin transactions sent directly to users via email, plus seamless entry into DeFi. Tech stack: - BridgeXYZ – on/off-ramp fiat to stables - Privy – non-custodial wallets - EIP-7702 – transaction batching and sponsoring - iOS app built with React Native - LIFI API – swapping between USDC and EURC - Resend – email notifications - DeFi protocols: Aave, Morpho, Compound, and YO - Gnosis Pay API – virtual crypto debit cards - NodeJs Backend Inspired by @alliance's request for startups. If you want to check it out, let me know so I can add you to TestFlight.
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eurosummer is a spectrum
Americans vacationing in south of France vs French vacationing in south of France
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Personally I don't think the problem is that admissions aren't meritocratic; the problem is that people were convinced that they are or should be
I went to one of these schools, and literally know probably ~250 people who attended one of them. My wife went to a bay area public school that was pretty good but absolutely not a feeder. Suburban, high Asian population (largely first generation - country music, bud light, football and high SAT scores. No accents). Solid upper-middle class environment. Her HS class sent ~10/400 to an ivy or equivalent like Stanford/MIT (applying a strict standard to equivalent - eg not even including Duke, Berkeley, JHU, other extremely good schools). My HS sent at least 50%. Not a typo. I would say that her friends from high school are *significantly* smarter in average than the many hundreds that I know from these feeder schools. "Oh they aren't as well-rounded, that's why they didn't get in." This is totally false. They're more well-rounded, have more interesting hobbies, have wilder stories from college. They also work harder and are more ambitious - unclear if that's innate, or because they simply had to. They have better careers despite starting from behind. I didn't have a strong opinion on all of this until I spent time with my wife and heard the stories, eg kids with perfect SAT scores getting rejected from 8 Ivys Stanford. You hear that story and assume the guy is a total weirdo who pooped himself in front of the admissions team. Then you meet him and he's funny, cool, totally normal, interesting hobbies, lots of friends. It's radicalizing. The skew of the Ivy admissions system is a straight up injustice and is bad for our nation, because we're filling so many of our most important launching pads with nepo babies.
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as someone who has been doing crossfit for over a decade and been subjected to all of the third space discourse around it: not it isn't and no it hasn't
Clubbing is dead and has been replaced by fitness & wellness. Ppl used to party to socialize and date but now they do things like HYROX, bathhouses, and running raves. The death of clubbing is something to be studied: — US has lost 12% of its nightclubs in the last 24 months — 25% of US adults didn’t drink at all last year — Gen Z drinks 30% less than Millennials did at the same age On the flip side: — According to Strava, the number of running clubs recorded on the platform increased 3.5x in 2025 — 72% of Gen Z go to run clubs to meet new people — Sauna and spa market: $11.8B → $22.4B by 2034 The post-alcohol economy is gonna be a massive category.
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this, simply, does not pass the bullshit test 7 out of 10 people in Gen Z are going to run clubs? no. clearly this is a misleading stat around people who *do* go to run clubs
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not to be obtuse but couldn't you get around this through philanthropy while you're still alive
My post about forced heirship proved very timely. The law, dating from Napoleon's time, might get a modern rethink sooner rather than later.
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ALT It Just GIF

I think this is cool. I also thought it was cool when Shopify did it 3 years ago.
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sixty minutes? isn't his average podcast over three hours?
Austin-based podcaster Joe Rogan reportedly being considered for 60 Minutes role. statesman.com/news/politics/…
Community note
A CBS News spokesperson stated that reports of Joe Rogan being considered for a 60 Minutes role are false. statesman.com/news/politics/… barrettmedia.com/2026/06/04/cbs…
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