Early retired mid-thirties physician
Joined March 2010
- Tweets 208
- Following 364
- Followers 1,466
- Likes 352
16 Photos and videos
26 May 2023
My portfolio is pretty much off topic for Saul’s board but had written here instead:
13 days ago discussion.fool.com/t/everyt…
And today discussion.fool.com/t/everyt…
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26 May 2023
Learned a LOT of investing lessons that I otherwise would never have discovered if I had blindly sold out in cash at end of 2021 and sat out the market for the last 18 months. Just wish I learned faster in early 2022!
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jonwayne235 retweeted
5 May 2022
$DDOG Goldman on ER
“We see Datadog poised to grow into a preeminent infrastructure software business. We point to comparison vs ServiceNow at $5bn in revenues and 30% FCF margins, valued at $110bn. We believe that Datadog is a strategic infrastructure software provider..
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15 Feb 2022
Time to be wrong again! $UPST is 0% position. Expect 494K loans, avg loan size flat at $8600, fee rev 285M, total rev 313M in Q4, Total Q1/FY rev guide at 320M/1.1B. and they’ll say “our guide does not include auto” (refuse to give auto guide). Best of luck to all shareholders!
9 Nov 2021
1 min to mkt close. Expect >30% QoQ growth🤞 I can be dead wrong and I will accept it if so. UPST now >90% of portfolio, just like day of Q2 report. No regrets, as I believe I am following the data best available to me. My guess: 483830 loans, 325M total rev in Q3...
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jonwayne235 retweeted
4 Feb 2022
$MNDY: we don’t believe in sales commissions, let’s empower each other 🌸 m.youtube.com/watch?v=QR5B37…
$SNOW: positive reinforcement all day is NONSENSE. we are going to WAR!!🔥 finance.yahoo.com/news/snowf…
Not a knock on either, just fun to see the diff paths to win🙂
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jonwayne235 retweeted
4 Feb 2022
It's hard to predict future cloud revenue growth.
Looking at sell side reports for Amazon in 2017 for AWS growth: 5 years ago they projected AWS to grow at a 20-25% CAGR through 2020. This would imply growth rates <20% in 2020
It grew 40% in 2021 🤯
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jonwayne235 retweeted
26 Jan 2022
Very solid quarters for Azure (Microsoft), ServiceNow and Qualtrics. Sign of what's to come for cloud software earnings?
For so many cloud software businesses the fundamentals have never been stronger. Putting aside the macro, Fed QT, multiples, etc, software is looking good
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26 Jan 2022
The only thing that could be more bullish, is if Nadella repurchases all $285 million worth of $MSFT stock that he sold. He dumped half of all his MSFT shares at the very top (November) 😆 clearly we all should have market timed the same way.
26 Jan 2022
In a white knuckle market with the whole Street watching Microsoft's earnings with a close eye, Nadella & Co. gave a robust cloud guidance "for the ages" that will calm Street nerves this morning and was a very bullish data point for MSFT and importantly the whole tech sector.
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jonwayne235 retweeted
26 Jan 2022
There are some moments in the financial markets that are pivotal and historical when put in context (e.g. Dimon's JPM conference calls and hand holding in the financial crisis 2008/2009 timeframe). Last night was one of them with MSFT’s cloud guide given this shaky, nervous mkt
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21 Jan 2022
Interesting coincidence…this came across the newswire about half hour ago: 02:25 PM EST, 01/22/2022 Wedbush lowers price target for Upstart Holdings to $110 from $160 on elevated delinquency rates, maintains neutral rating
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jonwayne235 retweeted
17 Dec 2021
Lots of emphasis on growth these days - While all multiples are down across the board, the companies that have grown the fastest have "survived" this multiple compression
Also - buying low multiple software bc it looks "cheap" doesn't always make for good returns
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11 Dec 2021
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jonwayne235 retweeted
12 Nov 2021
Small student loans available on @upstart are commonly used to pay for coding bootcamp courses.
Today we have our first bank offering those loans with no FICO limits whatsoever. 👍🔥🚀🙌
upstart.com/blog/thirdquarte…
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9 Nov 2021
1 min to mkt close. Expect >30% QoQ growth🤞 I can be dead wrong and I will accept it if so. UPST now >90% of portfolio, just like day of Q2 report. No regrets, as I believe I am following the data best available to me. My guess: 483830 loans, 325M total rev in Q3...
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jonwayne235 retweeted
4 Nov 2021
"The number of Minority Depository Institutions has declined but they are critical sources of credit
and financial services in their communities"
@upstart is excited to be on the team that's helping!
$UPST
We’re excited to share that Upstart joined the @USOCC's Project REACh (Roundtable for Economic Access and Change) to promote financial inclusion and provide greater access to credit.
To learn more, visit ➡️ bit.ly/3wd2foo
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