Well, stablecoin expert was short lived. We're building @bettermoney_co and it's been a long time coming. We're hiring across the board - especially engineers with payments, ledgering, and distributed systems experience. DM me if you want to build better money.

Knicks in 5!

Has anyone found the perfect father stretch my hands edit to the OG put back? Need to watch it 20 or 30 times.

We're looking for a Security Engineer to own code and operational security as we scale. Come talk to us if you have experience in payments or fintech, and want to help bring better money to the world.

Someone just hit me with "hello fellow coder" while I was explaining a project to my wife. Was a very nice guy, wife loved it.

Apple needs "DND except this one person" I'm expecting a call from... available without 10 clicks and screens.

Couldn’t agree more.

I have a pretty visceral reaction against people calling Manhattan "the city" or referring to going to manhattan as "going into town" Maybe cuz I grew here? Everyone knows we count all 4 boroughs.

Welcome Connor!

We're officially 200 days into building The Better Money Company. There's much I can't share yet, but plenty I can. We're moving money, clients are onboarding, the team is *growing* and *cooking*. I've never had more fun at work. Build baby build!

Many such cases

I think a lot about agentic payments and have written about it before. My framing is typically, "Will agents be tourists or locals in the bazaar?" But there's another question: will business or individual customers will spend more at the bazaar? The business can grow with you, but the individual operates off their budget. Both can be great customers, but the business has growing revenues to spend from.

Stablecoin infrastructure was designed for trading, not payments. If you want payment guarantees, reach out to me about @bettermoney_co

Two weeks ago I gave a talk at Consensus called "Stablecoins are Better Money." Here's the core of the argument: Stablecoins adjusted transaction volume reached $9T in 2025, up 87% YoY. They settle in seconds, cost a fraction of a cent to send cross-border, and work 24/7. But why don't they work like money yet? By almost every measurable dimension, they're an upgrade to how money moves! Because they're missing something we take for granted with traditional dollars: the fact that US customers don't *have* to care where they bank! The idea that a dollar is a dollar no matter who issued it or where it lives. Your Chase dollars and your BofA dollars feel identical. That took decades of infrastructure to achieve. Stablecoins don't have that yet. New issuers are launching all the time, and that's a good thing. More competition, more innovation, more use cases. The challenge is that each one operates on different chains with different standards, and we still treat dollar-to-dollar stablecoin movement like an FX trade. Payments should be about payments, not trading. This is not a new problem. Every form of money has gone through this. Banknotes, checks, cards. Each one fragmented, then someone built the infrastructure to make them interoperable. FDIC insurance, regulation, and clearinghouses gave traditional money its singleness. The GENIUS Act is solving for insurance and regulation. The clearinghouse is what's missing. I love the story of Five Bells Tavern. In the 1770s, London bank clerks were running across the city to settle each other's checks. After realizing this wasn't scalable, and as I can only imagine, a workout, they found a more better solution and started meeting at a pub instead. That informal coordination became the first clearinghouse. Stablecoins are hitting their Five Bells moment. More issuers are coming. We talk to them every day. Banks, fintechs, and other companies all have reasons to issue their stablecoin: security, compliance, economics, brand. This is the right direction, but it'll count for nothing if we lose the singleness of money. That's what we're building at @bettermoney_co. Issuers integrate once, reach a network of builders. Builders integrate once, access every supported stablecoin. One piece of the stack that let's people treat stablecoins like money. Stablecoins are better money.

The Fastest Path to Agentic Commerce Runs Through Stablecoins One idea from my conversation with @SamBroner that keeps coming back to me: One of the biggest questions in agentic commerce is how AI agents will actually move money. In a recent conversation with Sam Broner, he framed the issue in a very practical way. When building payment systems for agents, there are two realities to consider. The first is the long-term architecture: what payment model will make the most sense once the ecosystem matures? The second is much more immediate: what can developers use right now? Today, stablecoins are emerging as the most practical option. Developers can integrate them quickly, transactions settle around the clock, and payment can be exchanged for goods or services in a single atomic transaction. Once the transfer happens, both sides know the transaction is complete. That simplicity is extremely valuable in the early stages of agentic commerce. A developer building an AI agent does not need to design around banking hours or delayed settlement. The infrastructure is already available and programmable. What I found particularly insightful is that this may only be the starting point. As the ecosystem matures, agents may be able to access credit and deferred settlement models. An agent could make a purchase immediately while the underlying settlement occurs later between the merchant and the customer, similar to how Net 30 terms work in B2B transactions. That would allow agents to operate with far greater flexibility than they do today. Stablecoins are gaining traction because they solve an immediate problem for developers who need a reliable and programmable payment rail. The long-term market may evolve toward more sophisticated models, but stablecoins are giving builders a working foundation today. This is often how new infrastructure emerges. Adoption starts with the tools that are easiest to use, and those tools create the foundation for more advanced systems. For anyone following AI, payments, and digital assets, this is an important development to watch. The systems that enable machines to exchange value could become as foundational as the systems that enable them to exchange information. @bettermoney_co

Imagine how good Alexander Hamilton would have been at twitter? 51 federalist papers? That's like 50 trillion tweets

Progress: at Consensus 4 people asked me how stablecoins are different than bitcoin 🤦 But BUT!! about a dozen banks asked me how they should shape their stablecoin strategy. Interoperability was one of their biggest open questions. Of course, Better Money can help.

What happens when every bank, fintech, and enterprise launches its own stablecoin? In this episode of the WRAP UP Podcast, I sit down with @SamBroner, the CEO of @bettermoney_co, a former investor at @a16z, and a former engineer at Microsoft, to discuss why he left venture capital to build a stablecoin company. Sam is building what he calls a stablecoin clearinghouse infrastructure that allows banks, fintechs, and payment companies to swap between stablecoins at guaranteed 1:1 pricing, without relying on thin market liquidity or costly trading venues. We discuss: Why stablecoin infrastructure has been built primarily for trading, not payments How a stablecoin clearinghouse works Why large companies are launching custom branded stablecoins The economics behind stablecoin issuance Stablecoins vs CBDCs Why stablecoins may become the default payment rail for AI agents What Sam learned moving from investor to founder One of the most important takeaways from this conversation is that the future of money may look less like a handful of dominant stablecoins and more like thousands of interoperable digital dollars issued by banks, fintechs, and enterprises. Better Money Company is building the infrastructure to make that possible.

I believe my first time telling the story of when I pitched Bill Gates and then Satya on the Fluid Framework in product reviews. Still probably the coolest algorithmic and systems work I've done. Bill called what we were working on "the dumbest fucking thing he'd ever heard". I sat just to his left and proudly watched as he wrote my name down at the top of a yellow legal pad. Ultimately he supported our work. Satya was much more forgiving. I must have looked like hell when we first met, although it seemed he remembered me in subsequent meetings. 36 hour sprint to a working demo, but I had sit cross legged, sweaty below a glass podium (why glass??) so I could modify a couple of configs live during the demo to get the thing working. I remember him asking me if it was a good idea to demo the thing, and I think I said, "Yeah, it's pretty cool" Anyway, great to join @dr3wrogers and the @stabledash team to do the deep dive on @bettermoney_co. I'm doing stablecoin payments now, but the problems of sync, consensus, and correctness remain core to the solution. As well as a love of things that make a big impact through small improvements to every day experiences. Listen in below!

New fav micro-AI optimization... ask Claude to color code your schedule for you by meeting category.