As we close out 2025 and look ahead to 2026, here are three important tax resolutions to share with clients to help protect their income and minimize surprises. Feel free to pass them along! 1. Understand MAGI (Modified Adjusted Gross Income) – There are over a dozen versions, and it can quietly phase out benefits or increase taxes/Medicare premiums (like IRMAA). The good news? For the new senior deductions, tips, overtime pay, and SALT breaks, most clients won't see municipal bond income added back—it's mainly for expats or certain territories. 2. Get clear on Roth IRA withdrawal rules – These can be tricky, but getting them right avoids taxes and 10% penalties. Basics: Tax/penalty-free after 59½ 5-year holding period. Contributions withdraw anytime without issues; conversions and earnings need more care (especially rollovers from Roth 401(k)s). The ordering rules are a big help—contributions come out first! 3. Optimize Qualified Charitable Distributions (QCDs) with RMDs – For clients 70½ , QCDs (up to ~$108K in 2025) are a tax winner—no AGI increase, and they satisfy RMDs (age 73 ). Key timing: Complete QCDs early in the year (among the first dollars out) to count toward required distributions and reduce taxable income. These strategies can make a real difference—review your clients' plans soon. Wishing you all a prosperous and low-tax 2026! #TaxPlanning #AdvisorTips #2026Taxes #RothIRA #QCD #ClientAdvice

What you don't know about hiring freelancers could be costing you thousands. #AshkanRajaee #FreelanceReality #RemoteWorkTruths #EntrepreneurLife #DigitalRisks #HiringTips #WorkFromHomeLife #ClientAdvice #RemoteStruggles #OnlineBusiness vocal.media/lifehack/why-ash…

Selling or renting and tax implications are all important considerations for your clients who are thinking about purchasing a second property. #HomeSelling #SecondProperty #ClientAdvice #Landlords #Renting #RISMedia bit.ly/41FVLOB

Advise your clients on these subjects when they’re researching which home or neighborhood makes sense for them. #HomeBuying #ClientAdvice #RealEstate @massrealty rismedia.com/2023/05/12/four…

If you have an unfinished basement you might want to turn it into a usable space, but at what cost? #HomeRemodeling #HomeConstruction #ClientAdvice #RealEstateAgent @massrealty rismedia.com/2023/01/24/asso…

Protect your loved ones with an up to date Will. Make sure that your property and possessions go to the right people after your death. clayton-welch.com/wills  #willwriting #services #cwa #clientadvice #expertadvice #willservice #lovedones #protection #policy #lifeadmin

Protect your loved ones with an up to date Will. Make sure that your property and possessions go to the right people after your death. clayton-welch.com/wills  #willwriting #services #cwa #clientadvice #expertadvice #willservice #lovedones #protection #policy #lifeadmin

mY fEtIsH wIlL bRiNg MoRe FoLlOwErS tO yOuR pAgE

Why would it not be serious? It's so serious.

You’re just too good! At giving bad advice! It’s the authentic experience.

He’s one of the most annoying clients on Twitter and he still. Doesn’t. Get. It.

It's true, give people a free house for a month and they will buy one from you 100% of the time.

And as someone with 30 years of "experience", he should know that bargain shoppers (including freeloaders) will pretty much forever be so. There could be a few diamonds in the rough, but again, there are more efficient means of gaining paying customers (who resubscribe).

Of what I've seen, if they convert into customers at all, they only resubscribe if they get a steep discount. I *could* potentially see it being good for PPVs or getting your name out there, but there are more efficient ways of doing those things.

Hahahaha if you know, you know… and they don’t know lol

Omg someone get this man a job with the FBI 😭 btw I mean this 100%, definitely not amazed by his complete and utter stupidity

This is getting a little embarrassing to watch. On the face out client facing accounts too 😬

Lol! If only it was easy to get 167 clients to go to my website and fill out my booking form *properly* and pass screening. Dude has no idea what it's really like in the business.

😂😂

I agree, because if it was ran by a hooker, it would be much better