For those of you interested in the abuse of Insolvency practices by banks & others to remove compensation/litigation 'risks' from victims of fraud & malpractice @premnsikka has kindly arranged an event in Parliament on 7 July at 6:15 where I and some others will be speaking about our concerns. Those of you who asked me already have tickets reserved. The link is gmq1yvsq.r.eu-west-1.awstrac… @BankConfidenti1 @TransparencyTF @appgonifandffs @AlliMiddleton1 @johnmcdonnellMP @labourlewis @NeilForPoole @Steffanaquarone @IanByrneMP @BambosMP @EmilyBuchanan1 @MLorrM @ArturNadol7566 @jameshurley @CarshaltonArt @mickmor16921994 @efgbricklayer @james_glanville @BomberMorgan @nw_nicholas @EthicalDavid @hungrybankrupt

During a meeting of the Higher Committee for the Future of Technology and the Digital Economy, we reviewed key updates on major projects and the roadmap for Agentic AI transformation in the private sector. Over the next two years, more than 295,000 companies will be empowered through 100 specialised Agentic AI solutions. We also approved Dubai's hosting of the 50th International Collegiate Programming Contest and the launch of the Dubai Global Talent Network to attract and empower top talent. Our objective is to position Dubai as the world's leading hub for artificial intelligence, supported by a highly attractive regulatory ecosystem and a private sector driving this transformation.

وجهنا اليوم بإنشاء "سلطة دبي للديمومة الصحية"... برئاسة حمدان بن محمد لتقود مرحلة جديدة من مسيرة دبي في أحد أسرع القطاعات نمواً في الاقتصاد العالمي. العالم يشهد ثورة علمية متسارعة في علوم الحياة والتقنيات الحيوية والابتكارات الطبية، وطموحنا أن تكون دبي في قلب هذه الثورة العالمية، ومركزاً لصناعة الحلول التي ترتقي بصحة الإنسان وجودة حياته. ستعمل السلطة على تسريع جهود تطوير بيئة عالمية تحتضن أحدث الحلول الطبية والتقنيات الحيوية وعلوم الحياة وبناء منظومة متكاملة تجمع بين البحث العلمي والابتكار والاستثمار والشراكات العالمية لصناعة مستقبل صحي أفضل للإنسان. وكما نافسنا عالمياً في الاقتصاد والسياحة والتكنولوجيا... سننافس عالمياً في جودة الحياة والعمر الصحي للإنسان والقادم أجمل وأفضل بإذن الله.

قمت اليوم بزيارة لمركز دبي المالي العالمي، واطّلعت على أولوياته الاستراتيجية وتوجهاته المستقبلية في مجالي الابتكار والتكنولوجيا، وخطته ليصبح أول مركز مالي في العالم يعتمد كلياً على الذكاء الاصطناعي في عملياته، لخدمة أكثر من 8,800 شركة تتخذ من المركز مقراً لها. كما استعرضنا خلال اللقاء مع فريق العمل مستجدات مشروع التوسعة الجديدة "زعبيل ديستركت"، الذي يمثل محطة جديدة في مسيرة المركز نحو تعزيز مكانته العالمية وترسيخ مكانة دبي ضمن أكبر أربعة مراكز مالية في العالم وفقاً لأجندة دبي الاقتصادية D33 ... نجدد ثقتنا بفريق المركز، ورسالتي لهم بمواصلة العمل لنقدم من دبي نموذجاً رائداً يُعيد تعريف مستقبل المال والأعمال عالمياً، ويجعل من الابتكار والتكنولوجيا محركاً للنمو والفرص.

Over 47 years, the Dubai World Trade Centre has helped position Dubai as a global hub for business and leading industry events. In 2025, it achieved a record AED 25.03 billion in economic output, up 12 percent year on year, by hosting more than 108 major events that attracted 2.18 million participants, including 947,000 international visitors. These results highlight Dubai’s role as a global meeting point that connects economies and drives sustainable growth.

i invite all my friends who live, like me, in the UAE, to sign the pledge that pay homage to Sheikh Mohamed's strong and visionary leadership in recognition of his guiding role in promoting security and stability across the nation. pledge.ae/

تعلّمت من مدرسة محمد بن راشد أن "الآن" هي فلسفة عميقة، مبنية على قرارات لا تتأخر، ورؤى لا تُنتظر، ومستقبل يُبنى قبل أن يصل. الآن هي اللحظة التي يملكها الجميع، ولكن كيف تتصرف بها، كيف تستعد؟ وكيف تبدأ بما تملكه الآن؟ وليس عند اكتمال الظروف. تعلّمت أن "الآن" هي نقطة التحوّل بين من يحلم بالمستقبل، ومن يبدأ ببنائه. وهذا ما صنعه صاحب السمو الشيخ محمد بن راشد آل مكتوم، حيث لم ينتظر الزمن ليمنحه الفرصة، وجعل من كل لحظة بدايةً لإنجاز عظيم. #تعلمت_من_مدرسة_محمد_بن_راشد

During a review of the Department of Economy and Tourism’s operations and plans to strengthen economic resilience and accelerate growth, I stressed the importance of public-private sector integration in driving investment, economic growth, and Dubai’s global competitiveness. We remain committed to supporting the economy and tourism sector through practical measures, enhanced facilitation, and innovative solutions that strengthen Dubai’s future readiness and ability to adapt to change. We are confident in the capabilities of Dubai’s teams and global partners to transform challenges into opportunities and drive sustainable development forward.

HALF A MILLION PEOPLE WERE DEFRAUDED Imagine you are behind on your store card payments. You are already struggling. Then the bank quietly adds an extra charge on top of what you owe. Not because it costs them that much. Just because .. they can. And because they think nobody is watching. Someone was watching. Nicholas Wilson was a debt recovery lawyer. He goes by Mr Ethical @nw_nicholas on X. His old boss meant it as an insult. In 2003 he noticed that @HSBC subsidiary HFC Bank was adding an illegal 16.4% charge onto the debts of people who were already in financial trouble. Store cards from John Lewis, Currys, B&Q, Dixons, PC World. Ordinary people. Struggling people. Being quietly robbed. He told his boss it was illegal. His boss started calling him "Mr Ethical" as a joke. Then they sacked him. He reported it to the regulators. @TheFCA ignored him for years. When a researcher separately wrote to both HSBC and the FCA asking about the fraud... ... both wrote back with responses in the exact same wording, same punctuation, same paragraphs. The bank and the regulator were sharing the same script. FCA's own independent Complaints Commissioner eventually investigated. He called it the worst case of regulatory failure he had ever dealt with. FCA's response was to appoint Ruth Kelly, an HSBC director, and Baroness Hogg from John Lewis, onto its own board. The two people they were supposed to be investigating were now sitting inside the regulator. You actually cannot make this up. After 13 years of Wilson refusing to go away, HSBC quietly agreed to pay some money back. FCA announced 6,700 victims. Wilson says the real number is closer to 500,000. HSBC has now set aside £223 million for repayments. No fine. No criminal charges. No one went to prison. No one was even publicly named. Wilson has spent the last 20 years unemployable. Blacklisted. Living on state benefits. Fighting to keep his home. Someone even anonymously reported him to the DWP for benefit fraud while the actual billion pound fraud went unpunished. The bank that robbed half a million people kept its licence. The man who caught them lost everything. Source: @guardian | @BBC | @PrivateEyeNews | @SundayMirror | @realmediauk | nicholaswilson com | @nw_nicholas and others.

We were given access to shocking messages sent by WBUK CEO Georgina Halford-Hall, in which she says a whistleblower can "fuck off" and that she is going to kick him out of a support group because he hadn't paid his subscription money for their 'services'. She also refers to whistleblowers who have publicly raised concerns about the organisation as "weirdos" and "mad". As directors of the organisation, @jogideon @tessamunt @RealStephenKerr need to address this publicly. This is not "trolling" or "harassment" or a "hit job", these are people with valid concerns and criticism who have been harmed by your organisation and Halford-Hall's behaviour towards them. We spent 9 months investigating this story, and couldn't squeeze everything into 30 minutes, but there is a mountain of well-evidenced concerns raised by genuine whistleblowers who have reached out to you, often in incredibly difficult circumstances, and have entrusted us with their story and your shameful attempts to gaslight them on LinkedIn with ridiculous aspersions will not wash and we will keep pushing on their behalf until you address the incredibly serious safeguarding issues raised in the film.

With all loyalty and pride, I stand behind a leader the world looks up to, His Highness Mohamed bin Zayed Al Nahyan, President of the UAE, may God protect him

On the occasion of Eid Al Adha, warm congratulations to the leadership, the people of the UAE, and everyone who calls this generous nation home. May Allah Almighty bless this occasion with goodness, prosperity, love, and tolerance, and continue to bestow upon the UAE the blessings of security and prosperity. Wishing everyone a blessed and joyful Eid.

Eid Adha Mubarak to all my friends and followers celebrating

العيد رحمة.. وأمل.. وقيم تجمعنا.
ومع أحبتنا تكتمل الفرحة. عيدكم مبارك 

Eid is compassion, hope, and the values that bring us together.
With our loved ones, the joy feels complete. Eid Mubarak

On the Day of Arafah, the deepest meanings of mercy and divine generosity shine through. It is a day when the hearts of believers unite in prayer, turning to the Most Generous, the Most Forgiving, the Most Merciful. May Allah accept the Hajj of the pilgrims of His Sacred House, and accept from all of us our righteous deeds.

I have tried for almost a decade to get my MP to engage with me and act on the indisputable evidence of failure provided to him. I sent a detailed report to @kevinhollinrake he has done nothing. No acknowledgment or engagement. Disgusting behaviour youtu.be/HurJN5P9NP0

Thank you for your strong words on the matter Ian. I have worked with the family on & off since 2016. A decade on, they are not my clients, my customers, I am proud to call them friends. Simple honest hard working people, everything they have ever told me has proved to be true when I have investigated. And I do investigate, I do due diligence whether I like people or not, I have to trust the facts of who/what I work with & represent. Those of you who know me, know I can be somewhat abrupt, perhaps too direct, controversial but I don't make open allegations unless I can prove the facts. The Morgan's are from a humble background, factory workers who became farmers but despite having little formal education became experts in cattle rearing, aggregate sourcing, development investors. In their own humble way, hard workers but very clever at business & on the aggregate deals way ahead of their time. They were not only destroyed by Scourfield's actions, Des Phillip's greed & asset stripping attempts (whilst backed by @Barclays & @LloydsBank ) but mainly let down, ripped off & defrauded repeatedly by their "Professional Advisers" & "professionals" they were forced to deal with. I'll name some of them & they can rail against me, sue me, whatever, truth will out... Lynden Scourfield, Emma Marriott Antonio Horta Osorio, Adrian White of @LloydsBank Des Phillips of UK Acorn & Commercial First etc. @Barclays Peter Williams of @BurgesSalmon Paul Stanley, Paul Barber, Sheraz Ahmed of Begbies Traynor, Joanne Wright formerly Begbies now @quantuma1 Paul Marsh of HM3, the Turner's & @SMEAllianceLtd , Devine Law, Tim Moynihan & Dan Wyatt at RPC, @ThamesVP Phillip Shaw at Knights etc. etc... The list goes on, I am limited in what I can say because there are numerous court cases & there will be more, I can guarantee that. But anyone I have named I have substantial evidence on. The worst people of all despite the lawyers, friends & unfortunately family who have betrayed them is without doubt Begbies Traynor (Central) LLP. I'll say no more right now other than: On the 7 July 2026 Lord @premnsikka has very kindly invited me & others who have been involved in or affected by what can only be framed as inhuman & prolonged abuse by lawyers & Insolvency Practitioners, to speak in Parliament. This is a follow on to the initiative started last November in Parliament when @BankConfidenti1 launched our "Hidden Credit Lines" report on the swap/fixed rate loans fraud. Whilst we remain heavily focussed on that, we now want to expose the "Weaponization of Insolvency". How banks & other corporates get rid of/bury the victims they have defrauded by forcing them into insolvency & bankruptcy just as they did in @PostOffInquiry cases. What I will say is that we don't care how big they are, how many lawyers & barristers they have, how many Judges they own, how much sway they have with @hmtreasury for covering up the bank frauds, they will be exposed. We have a saying in the North: "The bigger they are the harder they fall" @johnmcdonnellMP @labourlewis @appgonifandffs @TransparencyTF @BankConfidenti1 @MLorrM @CarshaltonArt @ArturNadol7566 @mickmor16921994 @efgbricklayer @james_glanville @nw_nicholas @EthicalDavid @financialeyes @EmilyBuchanan1 @jameshurley @andyverity @JohnCena @PaulRBS18 @rbsgrgvictim

It is very difficult to know how to respond to this type of “PR campaign”. Having read numerous expertly drafted judicial complaints - backed by transcripts and recordings - that were then dismissed for no adequate reasoning, it is perfectly clear to members of the profession who value ethics and integrity, that there is an ongoing threat to democracy of immense proportions. Legal profession ‘underappreciated national asset’ – Harris lawsociety.ie/gazette/top-st…

Good morning X!