I too am 52 years old. I have been working since I was 15 years old. I have a savings, so do both my children (529 and UMTA), and owe my home outright due to extra principal payments and we are looking at buying a small rental property.
I also manage to lift weights 4 days a week, hold an important job, go to Mass, support and am a member of the American Legion, donate blood, and am a devoted husband.
None of this stuff is hard and there is no conspiracy against me; except my own sinful demons who I keep at bay through prayer and asking for God’s Grace. You are trapped in a prison you made for yourself.
Shame on you fellow Gen Xer. We are supposed to be better than that. Now go get out of the house and come back when the street lights turn on; and bring back some success with you.
I am 52 years old. I have been working since I was 15 years old. I have no savings, no retirement, and will never own a home before I die.
And there is now a trillionaire.